Compare
World Acceptance Corp vs Atlanticus Holdings Corp vs Credit Acceptance Corp vs Enova International, Inc.
| Latest fiscal year | World Acceptance Corp WRLD | Atlanticus Holdings Corp ATLC | Credit Acceptance Corp CACC | Enova International, Inc. ENVA |
|---|---|---|---|---|
| Year ended | 2026-03-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $585.17M | $557.21M | $2.32B | $3.15B |
| Revenue growth (YoY) | +3.7% | +38.8% | +7.2% | +18.6% |
| Gross margin | n/a | 71.1% (computed) | n/a | 58.1% |
| Operating margin | n/a | n/a | n/a | 23.5% |
| Net margin | 5.9% | 21.9% | 18.3% | 9.8% |
| Net income | $34.59M | $122.20M | $423.90M | $308.39M |
| EPS (Diluted) | $6.88 | $5.96 | $36.38 | $11.52 |
| Operating cash flow | $259.36M | $637.96M | $1.05B | $1.82B |
| Free cash flow | $255.48M | n/a | $1.05B | $1.77B |
| Cash & equivalents | $6.07M | $621.09M | $22.80M | $71.71M |
| Total assets | $1.05B | $7.62B | $8.63B | $6.47B |
| Total liabilities | $703.12M | $6.98B | $7.11B | $5.13B |
| Shareholders' equity | $351.01M | $608.70M | $1.52B | $1.34B |
| Return on year-end equity | 9.9% | 20.1% | 27.8% | 23.1% |
| Shares outstanding | 4.66M | 14.92M | 10.68M | 24.72M |
Revenue, most recent five fiscal years
| Fiscal year | World Acceptance Corp | Atlanticus Holdings Corp | Credit Acceptance Corp | Enova International, Inc. |
|---|---|---|---|---|
| Latest | $585.17M Ended 2026-03-31 | $557.21M Ended 2025-12-31 | $2.32B Ended 2025-12-31 | $3.15B Ended 2025-12-31 |
| 1 year earlier | $564.17M Ended 2025-03-31 | $401.43M Ended 2024-12-31 | $2.16B Ended 2024-12-31 | $2.66B Ended 2024-12-31 |
| 2 years earlier | $572.81M Ended 2024-03-31 | $354.81M Ended 2023-12-31 | $1.90B Ended 2023-12-31 | $2.12B Ended 2023-12-31 |
| 3 years earlier | $616.55M Ended 2023-03-31 | $386.74M Ended 2022-12-31 | $1.83B Ended 2022-12-31 | $1.74B Ended 2022-12-31 |
| 4 years earlier | $585.19M Ended 2022-03-31 | $438.74M Ended 2021-12-31 | $1.86B Ended 2021-12-31 | $1.21B Ended 2021-12-31 |