Enova International, Inc. (ENVA)
↓ Download CSV- Sector Finance & Real Estate
- Incorporated DE
- Fiscal year ends Dec 31
In fiscal 2025, Enova International, Inc. reported revenue of $3.15B, up 18.6% from the prior year. The company was profitable, with a net margin of 9.8% and a gross margin of 58.1%. It held $6.47B in total assets against $5.13B in total liabilities.
Key ratios (FY2025)
58.1%
Gross margin
23.5%
Operating margin
9.8%
Net margin
23.1%
Return on equity
+18.6%
Revenue growth (YoY)
| Metric (FY) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.15B | $2.66B | $2.12B | $1.74B | $1.21B | $1.08B | $1.17B | $972.62M | $728.90M | $745.57M |
| Cost of Revenue | — | — | — | — | — | — | $602.89M | $503.40M | $353.49M | $327.97M |
| Gross Profit | $1.83B | $1.53B | $1.23B | $1.12B | $1.02B | $684.19M | $571.86M | $469.22M | $375.42M | $417.60M |
| Operating Income | $739.43M | $584.76M | $422.13M | $383.99M | $413.06M | $357.80M | $248.21M | $175.55M | $116.19M | $121.48M |
| Net Income | $308.39M | $209.45M | $175.12M | $207.42M | $256.30M | $377.84M | $36.61M | $70.10M | $29.24M | $34.60M |
| EPS (Diluted) | $11.52 | $7.43 | $5.49 | $6.19 | $6.79 | $11.70 | $1.06 | $1.99 | $0.86 | $1.03 |
| Total Assets | $6.47B | $5.27B | $4.59B | $3.78B | $2.76B | $2.11B | $1.57B | $1.33B | $1.16B | $977.88M |
| Total Liabilities | $5.13B | $4.07B | $3.35B | $2.59B | $1.67B | $1.19B | $1.20B | $986.58M | $877.77M | $736.18M |
| Shareholders' Equity | $1.34B | $1.20B | $1.24B | $1.19B | $1.09B | $917.35M | $376.61M | $347.77M | $281.69M | $241.70M |
| Cash & Equivalents | $71.71M | $73.91M | $54.36M | $100.17M | $165.48M | $297.27M | $35.90M | $28.11M | $49.77M | $39.93M |
| Operating Cash Flow | $1.82B | $1.54B | $1.17B | $894.00M | $471.87M | $740.87M | $848.64M | $684.84M | $447.17M | $393.37M |
| Capital Expenditures | $47.14M | $43.42M | $45.24M | $43.63M | $29.67M | $29.49M | — | — | — | — |
| Shares Outstanding | 26.77M | 28.20M | 31.92M | 33.48M | 37.74M | 32.30M | 34.40M | 35.18M | 34.13M | 33.46M |