CREDIT ACCEPTANCE CORP (CACC)
↓ Download CSV- Sector Finance & Real Estate
- Incorporated MI
- Fiscal year ends Dec 31
In fiscal 2025, CREDIT ACCEPTANCE CORP reported revenue of $2.32B, up 7.2% from the prior year. The company was profitable, with a net margin of 18.3%. It held $8.63B in total assets against $7.11B in total liabilities.
Key ratios (FY2025)
18.3%
Net margin
27.8%
Return on equity
+7.2%
Revenue growth (YoY)
| Metric (FY) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.32B | $2.16B | $1.90B | $1.83B | $1.86B | $1.67B | $1.49B | $1.29B | $1.11B | $969.20M |
| Net Income | $423.90M | $247.90M | $286.10M | $535.80M | $958.30M | $421.00M | $656.10M | $574.00M | $470.20M | $332.80M |
| EPS (Diluted) | $36.38 | $19.88 | $21.99 | $39.32 | $59.52 | $23.47 | $34.57 | $29.39 | $24.04 | $16.31 |
| Total Assets | $8.63B | $8.85B | $7.61B | $6.90B | $7.05B | $7.49B | $7.42B | $6.24B | $4.99B | $4.22B |
| Total Liabilities | $7.11B | $7.11B | $5.86B | $5.28B | $5.23B | $5.19B | $5.07B | $4.25B | $3.45B | $3.04B |
| Shareholders' Equity | $1.52B | $1.75B | $1.75B | $1.62B | $1.82B | $2.30B | $2.36B | $1.99B | $1.54B | $1.17B |
| Cash & Equivalents | $22.80M | $343.70M | $13.20M | $7.70M | $23.30M | $16.00M | $187.40M | $25.70M | $8.20M | $14.60M |
| Operating Cash Flow | $1.05B | $1.14B | $1.20B | $1.24B | $1.07B | $985.20M | $812.30M | $703.90M | $566.00M | $507.20M |
| Capital Expenditures | $1.60M | $1.80M | $4.00M | $3.10M | $7.60M | $8.50M | $26.80M | $25.10M | $8.40M | $5.50M |
| Shares Outstanding | 11.65M | 12.47M | 13.01M | 13.63M | 16.10M | 17.94M | 18.98M | 19.53M | 19.56M | 20.41M |