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Atlanticus Holdings Corp (ATLC)

Also trades as ATLCL, ATLCP, ATLCZ. Every security a company lists rests on one set of financial statements, so these figures cover the whole company.

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CIK 0001464343 · Nasdaq · Personal Credit Institutions

  • Sector Finance & Real Estate
  • Incorporated GA
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, Atlanticus Holdings Corp reported revenue of $557.21M. Revenue grew 38.8% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $729.94M.

Key ratios (year ended 2025-12-31)

71.1%
Gross margin (computed)
21.9%
Net margin
20.1%
Return on year-end equity
38.8%
Revenue growth (YoY)

Computed by TickerFacts from revenue minus cost of revenue. This may differ from the issuer's reported gross profit or margin; check the revenue and cost definitions.

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Latest selected filing: Form 8-K (current report) · 2026-09-17

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$729.94M$557.21M$401.43M$354.81M$386.74M$438.74M$563.41M$455.20Mn/an/an/a
Cost of Revenue$197.39M$160.85M$118.40M$100.62M$95.43M$75.40M$63.05M$49.46M$37.15M$31.53Mn/a
Gross Profit (computed)$532.55M$396.36M$283.03M$254.19M$291.31M$363.34M$500.36M$405.74Mn/an/an/a
Depreciation & Amortization$16.75M$9.90M$5.19M$4.04M$4.85M$2.49M$7.95M$7.69M$987.0K$1.02M$2.20M
Net Income$154.00M$122.20M$111.30M$102.84M$135.60M$177.90M$94.12M$26.44M$7.86M-$40.78M-$6.33M
EPS (Diluted)n/a$5.96$4.77$4.24$5.83$7.56$3.95$1.66$0.56-$2.93-$0.46
Total Assets$7.49B$7.62B$3.27B$2.71B$2.39B$1.94B$1.21B$936.27M$582.61M$425.61M$362.55M
Total Liabilities$6.75B$6.98B$2.69B$2.17B$1.92B$1.52B$991.35M$846.88M$604.74M$461.74M$356.77M
Shareholders' Equity$701.88M$608.70M$492.91M$394.68M$326.41M$288.00M$77.28M$906.0K-$21.79M-$36.03M$5.79M
Cash & Equivalents$555.22M$621.09M$375.42M$339.34Mn/an/an/an/an/a$42.49M$76.05M
Operating Cash Flow$936.98M$637.96M$469.40M$459.32M$347.63M$212.37M$212.73M$99.96M$42.86M-$26.47M$39.02M
Capital Expendituresn/an/an/an/an/an/a$749.0K$250.0K$1.38M$395.0K$349.0K
Free Cash Flown/an/an/an/an/an/a$211.99M$99.71M$41.47M-$26.86M$38.67M
Share Repurchases$20.29M$69.57M$52.67M$17.67M$89.01M$25.22M$3.35M$2.52M$723.0K$389.0K$949.0K
Shares Outstanding15.17M14.92M14.90M14.60M14.45M14.80M16.12M15.89M15.56M15.29M15.35M
Weighted Average Diluted Sharesn/a19.18M18.80M18.88M19.38M20.90M20.10M15.27M14.00M13.94M13.94M
EPS (Basic)n/a$7.40$5.92$5.35$7.55$10.32$5.32$1.74$0.56-$2.93-$0.46

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