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Enova International, Inc. (ENVA): Free Cash Flow

Operating cash flow minus capital expenditures for the same annual period and currency, computed by TickerFacts from the filed figures. A simple proxy, not a reported figure; a year without both inputs is left out.

Restated years: each year's figure is from the latest filing that reports it. The company later restated the year ended 2017-12-31 (for example after a spin-off or a discontinued operation), while the year before it was last reported on the old basis. Changes across those points are marked n/c (not comparable), and growth rates are not computed across them.

$1.77B
Year ended 2025-12-31
$1.95B
Trailing 12 months to 2026-06-30
+27.7%
3-year compound annual growth
+20.0%
5-year compound annual growth
2012-12-31: $357.64M2013-12-31: $423.43M2014-12-31: $416.65M2015-12-31: $251.68M2016-12-31: $378.98M2017-12-31: $431.95M2018-12-31: $670.18M2019-12-31: $828.58M2020-12-31: $711.38M2021-12-31: $442.19M2022-12-31: $850.37M2023-12-31: $1.12B2024-12-31: $1.50B2025-12-31: $1.77B$1.77B
2012-12-31 Free Cash Flow (USD) 2025-12-31
Period endedFree Cash FlowChange YoYSource filing
2025-12-31$1.77B+18.5%2026-02-20, From 2025-01-01
2024-12-31$1.50B+33.3%2026-02-20, From 2024-01-01
2023-12-31$1.12B+31.9%2026-02-20, From 2023-01-01
2022-12-31$850.37M+92.3%2025-02-18, From 2022-01-01
2021-12-31$442.19M-37.8%2024-02-23, From 2021-01-01
2020-12-31$711.38M-14.1%2023-02-24, From 2020-01-01
2019-12-31$828.58M+23.6%2022-02-28, From 2019-01-01
2018-12-31$670.18M+55.2%2021-02-26, From 2018-01-01
2017-12-31$431.95Mn/c2020-02-27, From 2017-01-01
2016-12-31$378.98M+50.6%2019-02-27, From 2016-01-01
2015-12-31$251.68M-39.6%2018-02-26, From 2015-01-01
2014-12-31$416.65M-1.6%2017-02-24, From 2014-01-01
2013-12-31$423.43M+18.4%2016-03-07, From 2013-01-01
2012-12-31$357.64Mn/a2015-03-25, From 2012-01-01

Free Cash Flow at similar companies

Companies with the same SEC industry code (Personal Credit Institutions), reporting in the same currency, closest in revenue. Each shows its own latest fiscal year, so period ends differ.

CompanyYear endedFree Cash FlowChange YoY
Enova International, Inc. (ENVA)2025-12-31$1.77B+18.5%
Affirm Holdings, Inc. (AFRM)2026-06-30$992.63M+65.0%
Credit Acceptance Corp (CACC)2025-12-31$1.05B-7.3%
Happen, Inc. (HAPN)2025-12-31-$2.87Bn/m
Regional Management Corp. (RM)2025-12-31$304.31M+15.3%
World Acceptance Corp (WRLD)2026-03-31$255.48M+2.0%
Nelnet Inc (NNI)2025-12-31$396.75M-38.2%

Compare ENVA, AFRM, CACC, HAPN side by side · Screen every company in Personal Credit Institutions ↗