Compare
Atlanticus Holdings Corp vs World Acceptance Corp vs Regional Management Corp. vs Credit Acceptance Corp
| Latest fiscal year | Atlanticus Holdings Corp ATLC | World Acceptance Corp WRLD | Regional Management Corp. RM | Credit Acceptance Corp CACC |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2026-03-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $557.21M | $585.17M | $645.60M | $2.32B |
| Revenue growth (YoY) | +38.8% | +3.7% | +9.7% | +7.2% |
| Gross margin | 71.1% (computed) | n/a | n/a | n/a |
| Operating margin | n/a | n/a | n/a | n/a |
| Net margin | 21.9% | 5.9% | 6.9% | 18.3% |
| Net income | $122.20M | $34.59M | $44.41M | $423.90M |
| EPS (Diluted) | $5.96 | $6.88 | $4.45 | $36.38 |
| Operating cash flow | $637.96M | $259.36M | $309.07M | $1.05B |
| Free cash flow | n/a | $255.48M | $304.31M | $1.05B |
| Cash & equivalents | $621.09M | $6.07M | n/a | $22.80M |
| Total assets | $7.62B | $1.05B | $2.10B | $8.63B |
| Total liabilities | $6.98B | $703.12M | $1.73B | $7.11B |
| Shareholders' equity | $608.70M | $351.01M | $373.09M | $1.52B |
| Return on year-end equity | 20.1% | 9.9% | 11.9% | 27.8% |
| Shares outstanding | 14.92M | 4.66M | 9.55M | 10.68M |
Revenue, most recent five fiscal years
| Fiscal year | Atlanticus Holdings Corp | World Acceptance Corp | Regional Management Corp. | Credit Acceptance Corp |
|---|---|---|---|---|
| Latest | $557.21M Ended 2025-12-31 | $585.17M Ended 2026-03-31 | $645.60M Ended 2025-12-31 | $2.32B Ended 2025-12-31 |
| 1 year earlier | $401.43M Ended 2024-12-31 | $564.17M Ended 2025-03-31 | $588.50M Ended 2024-12-31 | $2.16B Ended 2024-12-31 |
| 2 years earlier | $354.81M Ended 2023-12-31 | $572.81M Ended 2024-03-31 | $551.40M Ended 2023-12-31 | $1.90B Ended 2023-12-31 |
| 3 years earlier | $386.74M Ended 2022-12-31 | $616.55M Ended 2023-03-31 | $507.19M Ended 2022-12-31 | $1.83B Ended 2022-12-31 |
| 4 years earlier | $438.74M Ended 2021-12-31 | $585.19M Ended 2022-03-31 | $428.35M Ended 2021-12-31 | $1.86B Ended 2021-12-31 |