Compare
Heritage Insurance Holdings, Inc. vs Root, Inc. vs American Coastal Insurance Corp vs Kingsway Corp
| Latest fiscal year | Heritage Insurance Holdings, Inc. HRTG | Root, Inc. ROOT | American Coastal Insurance Corp ACIC | Kingsway Corp KWY |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $847.33M | $1.52B | $335.44M | $135.00M |
| Revenue growth (YoY) | +3.7% | +29.0% | +13.1% | +23.4% |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | 31.5% | 4.1% | 41.8% | -1.8% |
| Net margin | 23.1% | 2.7% | 31.8% | -7.6% |
| Net income | $195.59M | $40.30M | $106.84M | -$10.25M |
| EPS (Diluted) | $6.32 | $2.36 | $2.15 | -$0.43 |
| Operating cash flow | $182.24M | $206.50M | $71.03M | -$3.0K |
| Free cash flow | $174.16M | $206.50M | $70.87M | n/a |
| Cash & equivalents | $559.27M | $669.30M | $198.76M | $8.31M |
| Total assets | $2.20B | $1.67B | $1.07B | $231.50M |
| Total liabilities | $1.69B | $1.28B | $755.17M | $197.09M |
| Shareholders' equity | $505.25M | $284.30M | $317.56M | $15.17M |
| Return on year-end equity | 38.7% | 14.2% | 33.6% | -67.6% |
| Shares outstanding | 30.83M | n/a | 48.76M | 28.63M |
Revenue, most recent five fiscal years
| Fiscal year | Heritage Insurance Holdings, Inc. | Root, Inc. | American Coastal Insurance Corp | Kingsway Corp |
|---|---|---|---|---|
| Latest | $847.33M Ended 2025-12-31 | $1.52B Ended 2025-12-31 | $335.44M Ended 2025-12-31 | $135.00M Ended 2025-12-31 |
| 1 year earlier | $816.99M Ended 2024-12-31 | $1.18B Ended 2024-12-31 | $296.66M Ended 2024-12-31 | $109.38M Ended 2024-12-31 |
| 2 years earlier | $735.50M Ended 2023-12-31 | $455.00M Ended 2023-12-31 | $264.40M Ended 2023-12-31 | $103.24M Ended 2023-12-31 |
| 3 years earlier | $662.46M Ended 2022-12-31 | $310.80M Ended 2022-12-31 | $221.67M Ended 2022-12-31 | $93.28M Ended 2022-12-31 |
| 4 years earlier | $631.56M Ended 2021-12-31 | $345.40M Ended 2021-12-31 | $228.69M Ended 2021-12-31 | $78.40M Ended 2021-12-31 |