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Heritage Insurance Holdings, Inc. (HRTG)

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CIK 0001598665 · NYSE · Fire, Marine & Casualty Insurance

  • Sector Finance & Real Estate
  • Incorporated DE

For the year ended 2025-12-31, Heritage Insurance Holdings, Inc. reported revenue of $847.33M. Revenue grew 3.7% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $854.63M.

Key ratios (year ended 2025-12-31)

31.5%
Operating margin
23.1%
Net margin
38.7%
Return on year-end equity
3.7%
Revenue growth (YoY)

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Latest selected filing: Form 4 (ownership change) · 2026-09-22

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$854.63M$847.33M$816.99M$735.50M$662.46M$631.56M$593.38M$511.31M$480.17M$406.62M$438.96M
Operating Income$294.51M$267.15M$93.61M$63.22M-$157.36M-$68.06M$10.19M$49.57M$69.54M$49.53M$56.77M
Depreciation & Amortization$12.90M$12.70M$9.55M$8.69M$8.36M$8.45M$8.10M$10.44M$27.07M$7.74M$8.98M
EBITDA$307.41M$279.85M$103.16M$71.90M-$149.00M-$59.62M$18.29M$60.00M$96.61M$57.28M$65.74M
Net Income$215.29M$195.59M$61.54M$45.31M-$154.36M-$74.73M$9.33M$28.64M$27.16M-$1.12M$33.87M
EPS (Diluted)n/a$6.32$2.01$1.73-$5.86-$2.69$0.33$0.98$1.04-$0.04$1.14
Total Assets$2.45B$2.20B$2.47B$2.12B$2.39B$1.98B$2.09B$1.94B$1.77B$1.77B$1.03B
Total Liabilities$1.88B$1.69B$2.18B$1.90B$2.26B$1.64B$1.65B$1.49B$1.34B$1.39B$675.28M
Long-Term Debt$71.29M$78.43M$116.32M$119.73M$128.94M$120.76M$121.00M$129.25M$148.79M$184.41M$72.91M
Shareholders' Equity$567.73M$505.25M$290.80M$220.28M$131.04M$343.05M$442.34M$448.80M$425.33M$379.82M$357.96M
Cash & Equivalents$587.60M$559.27M$452.67M$463.64M$280.88M$359.34M$440.96M$268.35M$250.12M$153.70M$105.82M
Operating Cash Flow$304.66M$182.24M$87.09M$70.42M-$34.26M$60.13M$170.21M$119.66M$96.34M$7.49M$82.95M
Capital Expenditures$6.92M$8.07M$8.23M$9.89M$8.56M$1.01M$755.0K$4.98M$2.28M$385.0K$1.62M
Free Cash Flow$297.75M$174.16M$78.86M$60.52M-$42.82M$59.12M$169.46M$114.67M$94.06M$7.10M$81.33M
Share Repurchasesn/an/a$0$0$7.34M$8.19M$10.00M$16.18M$2.00M$61.62M$25.56M
Dividends Paidn/an/an/a$11.0K$4.77M$6.71M$6.85M$6.96M$6.38M$8.25M$6.81M
Shares Outstanding29.73M30.83M30.61M30.22M25.54M26.75M27.75M28.65M29.48M25.89M28.84M
Dividends Per Sharen/an/an/an/a$0.24$0.24$0.24$0.24$0.24$0.24n/a
Weighted Average Diluted Sharesn/a30.95M30.65M26.25M26.34M27.80M27.99M29.23M26.10M26.80M29.63M
EPS (Basic)n/a$6.33$2.01$1.73-$5.86-$2.69$0.33$0.98$1.05-$0.04$1.14

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