AMERICAN COASTAL INSURANCE Corp (ACIC)

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CIK 0001401521 · Nasdaq · Fire, Marine & Casualty Insurance

  • Sector Finance & Real Estate
  • Incorporated DE
  • Fiscal year ends Dec 31

In fiscal 2025, AMERICAN COASTAL INSURANCE Corp reported revenue of $335.44M, up 13.1% from the prior year. The company was profitable, with a net margin of 31.8%. It held $1.07B in total assets against $755.17M in total liabilities.

Key ratios (FY2025)

41.8%
Operating margin
31.8%
Net margin
33.6%
Return on equity
+13.1%
Revenue growth (YoY)
Metric (FY)2025202420232022202120202019201820172016
Revenue$335.44M$296.66M$264.40M$221.67M$228.69M$846.66M$825.12M$723.94M$654.42M$487.12M
Operating Income$140.28M$99.60M$93.85M-$8.66M-$10.55M-$132.18M-$32.73M-$4.36M$757.0K$6.90M
Net Income$106.84M$75.72M$309.91M-$469.86M-$57.92M-$96.45M-$29.87M$290.0K$10.14M$5.70M
EPS (Diluted)$2.15$1.54$6.98$-10.91$-1.35$-2.25$-0.70$0.01$0.27$0.26
Total Assets$1.07B$1.22B$1.06B$2.84B$2.70B$2.85B$2.47B$2.32B$2.06B$999.69M
Total Liabilities$755.17M$980.45M$893.61M$3.02B$2.37B$2.43B$1.94B$1.78B$1.52B$758.36M
Shareholders' Equity$317.56M$235.66M$168.76M-$182.04M$312.41M$395.75M$503.14M$520.23M$537.12M$241.33M
Cash & Equivalents$198.76M$137.04M$229.89M$212.02M$239.42M$215.47M$112.68M$229.56M$150.69M
Operating Cash Flow$71.03M$243.51M-$136.00M-$173.11M-$295.39M-$10.47M$149.01M$25.76M$35.55M$65.75M
Capital Expenditures$155.0K$22.0K$196.0K$3.05M$5.27M$10.85M$21.90M$4.07M$5.24M$3.15M
Shares Outstanding49.78M49.36M44.39M43.05M42.95M42.86M42.76M42.84M37.38M21.61M
Dividends Per Share$0.75$0.50$0.24$0.23