Compare
Affirm Holdings, Inc. vs Enova International, Inc.
| Latest fiscal year | Affirm Holdings, Inc. AFRM | Enova International, Inc. ENVA |
|---|---|---|
| Year ended | 2026-06-30 | 2025-12-31 |
| Revenue | $4.26B | $3.15B |
| Revenue growth (YoY) | +32.2% | +18.6% |
| Gross margin | n/a | 58.1% |
| Operating margin | 9.8% | 23.5% |
| Net margin | 45.3% | 9.8% |
| Net income | $1.93B | $308.39M |
| EPS (Diluted) | $5.53 | $11.52 |
| Operating cash flow | $1.23B | $1.82B |
| Free cash flow | $992.63M | $1.77B |
| Cash & equivalents | $1.63B | $71.71M |
| Total assets | $15.79B | $6.47B |
| Total liabilities | $10.31B | $5.13B |
| Shareholders' equity | $5.48B | $1.34B |
| Return on year-end equity | 35.2% | 23.1% |
| Shares outstanding | n/a | 24.72M |
Revenue, most recent five fiscal years
| Fiscal year | Affirm Holdings, Inc. | Enova International, Inc. |
|---|---|---|
| Latest | $4.26B Ended 2026-06-30 | $3.15B Ended 2025-12-31 |
| 1 year earlier | $3.22B Ended 2025-06-30 | $2.66B Ended 2024-12-31 |
| 2 years earlier | $2.32B Ended 2024-06-30 | $2.12B Ended 2023-12-31 |
| 3 years earlier | $1.59B Ended 2023-06-30 | $1.74B Ended 2022-12-31 |
| 4 years earlier | $1.35B Ended 2022-06-30 | $1.21B Ended 2021-12-31 |