Affirm Holdings, Inc. (AFRM)

Name: Affirm Holdings, Inc. (AFRM) annual fundamentals
Creator: TickerFacts
License: https://creativecommons.org/publicdomain/zero/1.0/

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CIK 0001820953 · Nasdaq · Personal Credit Institutions

Sector Finance & Real Estate
Incorporated NV
Fiscal year ends Jun 30

For the year ended 2026-06-30, Affirm Holdings, Inc. reported revenue of $4.26B. Revenue grew 32.2% from the prior annual period.

Key ratios (year ended 2026-06-30)

9.8%

Operating margin

45.3%

Net margin

35.2%

Return on year-end equity

32.2%

Revenue growth (YoY)

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Latest selected filing: Form 4 (ownership change) · 2026-10-14

Headquarters locality: San Francisco · View on map

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

Period ended	2026-06-30	2025-06-30	2024-06-30	2023-06-30	2022-06-30	2021-06-30	2020-06-30	2019-06-30
Revenue	$4.26B	$3.22B	$2.32B	$1.59B	$1.35B	$870.46M	$509.53M	$264.37M
Operating Income	$416.98M	-$87.27M	-$615.85M	-$1.20B	-$866.05M	-$383.67M	-$107.79M	-$127.44M
Depreciation & Amortization	$303.33M	$225.08M	$169.04M	$134.63M	$52.72M	$19.98M	$9.44M	$5.27M
EBITDA	$720.31M	$137.80M	-$446.80M	-$1.07B	-$813.33M	-$363.69M	-$98.35M	-$122.17M
Net Income	$1.93B	$52.19M	-$517.76M	-$985.35M	-$707.42M	-$441.03M	-$112.60M	-$120.45M
EPS (Diluted)	$5.53	$0.15	-$1.67	-$3.34	-$2.51	-$2.94	-$2.63	-$2.84
Total Assets	$15.79B	$11.15B	$9.52B	$8.16B	$6.97B	$4.87B	$1.40B	n/a
Total Liabilities	$10.31B	$8.09B	$6.79B	$5.62B	$4.36B	$2.29B	$965.18M	n/a
Long-Term Debt	$9.79B	$7.61B	$1.84B	n/a	n/a	n/a	n/a	n/a
Shareholders' Equity	$5.48B	$3.07B	$2.73B	$2.53B	$2.62B	$2.58B	-$367.10M	-$263.41M
Cash & Equivalents	$1.63B	$1.35B	$1.01B	$892.03M	$1.26B	$1.47B	$267.06M	n/a
Operating Cash Flow	$1.23B	$793.91M	$450.14M	$12.18M	-$162.19M	-$193.13M	-$71.30M	-$87.65M
Capital Expenditures	$238.35M	$192.19M	$159.30M	$120.78M	$86.29M	$20.25M	$21.02M	$19.41M
Free Cash Flow	$992.63M	$601.72M	$290.84M	-$108.59M	-$248.48M	-$213.38M	-$92.32M	-$107.06M
Share Repurchases	$0	$250.00M	$0	$109.0K	$86.0K	$800.0K	$18.85M	$2.63M
Weighted Average Diluted Shares	348.85M	341.02M	309.86M	295.34M	281.70M	159.24M	47.86M	47.35M
EPS (Basic)	$5.76	$0.16	-$1.67	-$3.34	-$2.51	-$2.78	-$2.63	-$2.84

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