Compare
X Financial vs Jiayin Group Inc. vs Qfin Holdings, Inc. vs Cango Inc.
| Latest fiscal year | X Financial XYF | Jiayin Group Inc. JFIN | Qfin Holdings, Inc. QFIN | Cango Inc. CANGLast annual report: year ended 2024-12-31 |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2024-12-31 |
| Revenue | 7.64B CNY | 6.22B CNY | 19.21B CNY | 804.49M CNY |
| Revenue growth (YoY) | +30.1% | +7.3% | +11.9% | -52.7% |
| Gross margin | 73.6% (computed) | n/a | 84.4% (computed) | 21.8% (computed) |
| Operating margin | 21.3% | 28.9% | 34.8% | 22.2% |
| Net margin | 19.2% | 24.7% | 31.1% | 37.3% |
| Net income | 1.46B CNY | 1.54B CNY | 5.98B CNY | 299.82M CNY |
| EPS (Diluted) | 5.87 CNY | 7.35 CNY | 22.01 CNY | n/a |
| Operating cash flow | 1.47B CNY | 1.26B CNY | 11.08B CNY | -310.20M CNY |
| Free cash flow | 1.45B CNY | 622.27M CNY | 10.84B CNY | -310.79M CNY |
| Cash & equivalents | 987.63M CNY | 61.84M CNY | 4.70B CNY | 1.29B CNY |
| Total assets | 14.67B CNY | 8.76B CNY | 56.95B CNY | 5.97B CNY |
| Total liabilities | 6.83B CNY | 4.32B CNY | 32.79B CNY | 1.88B CNY |
| Shareholders' equity | 7.84B CNY | 4.43B CNY | 24.11B CNY | 4.09B CNY |
| Return on year-end equity | 18.7% | 34.7% | 24.8% | 7.3% |
| Shares outstanding | 234.52M | n/a | 243.82M | n/a |
Revenue, most recent five fiscal years
| Fiscal year | X Financial | Jiayin Group Inc. | Qfin Holdings, Inc. | Cango Inc. |
|---|---|---|---|---|
| Latest | 7.64B CNY Ended 2025-12-31 | 6.22B CNY Ended 2025-12-31 | 19.21B CNY Ended 2025-12-31 | 804.49M CNY Ended 2024-12-31 |
| 1 year earlier | 5.87B CNY Ended 2024-12-31 | 5.80B CNY Ended 2024-12-31 | 17.17B CNY Ended 2024-12-31 | 1.70B CNY Ended 2023-12-31 |
| 2 years earlier | 4.81B CNY Ended 2023-12-31 | 5.47B CNY Ended 2023-12-31 | 16.29B CNY Ended 2023-12-31 | 1.98B CNY Ended 2022-12-31 |
| 3 years earlier | 3.56B CNY Ended 2022-12-31 | 3.27B CNY Ended 2022-12-31 | 16.55B CNY Ended 2022-12-31 | 3.92B CNY Ended 2021-12-31 |
| 4 years earlier | 3.63B CNY Ended 2021-12-31 | 1.78B CNY Ended 2021-12-31 | 16.64B CNY Ended 2021-12-31 | 2.05B CNY Ended 2020-12-31 |