Company research / JFIN

Jiayin Group Inc. (JFIN)

CIK 0001743102 · Nasdaq · Finance Services

  • Sector Finance & Real Estate
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, Jiayin Group Inc. reported revenue of 6.22B CNY. Revenue grew 7.3% from the prior annual period.

Key ratios (year ended 2025-12-31)

28.9%
Operating margin
24.7%
Net margin
34.7%
Return on year-end equity
7.3%
Revenue growth (YoY)

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Latest selected filing: Form 6-K (current report) · 2026-08-28

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

Period ended2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-31
Revenue6.22B CNY5.80B CNY5.47B CNY3.27B CNY1.78B CNY1.30B CNY2.23B CNY2.88B CNY2.25B CNY
R&D Expense427.12M CNY372.44M CNY296.32M CNY216.69M CNY143.73M CNY151.55M CNY201.40M CNY184.30M CNY180.97M CNY
Operating Income1.80B CNY1.25B CNY1.33B CNY1.18B CNY431.96M CNY302.11M CNY534.67M CNY685.21M CNY686.66M CNY
Depreciation & Amortization70.90M CNY17.87M CNY9.46M CNY9.96M CNY15.67M CNY23.16M CNY17.71M CNY11.30M CNY4.10M CNY
EBITDA1.87B CNY1.27B CNY1.34B CNY1.19B CNY447.63M CNY325.26M CNY552.38M CNY696.51M CNY690.76M CNY
Net Income1.54B CNY1.06B CNY1.30B CNY1.18B CNY472.09M CNY252.88M CNY527.75M CNY611.76M CNY539.54M CNY
EPS (Diluted)7.35 CNY4.97 CNY6.06 CNY5.48 CNY2.18 CNY1.17 CNY2.51 CNY3.06 CNY2.70 CNY
Total Assets8.76B CNY5.41B CNY5.64B CNY3.02B CNY971.43M CNY525.37M CNY701.07M CNY801.88M CNYn/a
Total Liabilities4.32B CNY2.28B CNY3.26B CNY1.78B CNY945.68M CNY989.14M CNY1.44B CNY2.45B CNYn/a
Long-Term Debt671.04M CNYn/an/an/an/an/an/an/an/a
Shareholders' Equity4.43B CNY3.13B CNY2.38B CNY1.24B CNY25.75M CNY-463.76M CNY-741.60M CNY-1.65B CNY-1.93B CNY
Cash & Equivalents61.84M CNY540.52M CNY370.19M CNY291.02M CNY182.55M CNY117.32M CNY122.15M CNY41.44M CNY606.10M CNY
Operating Cash Flow1.26B CNY1.43B CNY389.59M CNY133.59M CNY184.54M CNY-35.51M CNY26.29M CNY-228.37M CNY104.75M CNY
Capital Expenditures635.08M CNY739.13M CNY31.54M CNY17.47M CNY2.77M CNY848.0K CNY27.61M CNY16.89M CNY21.74M CNY
Free Cash Flow622.27M CNY686.36M CNY358.05M CNY116.12M CNY181.77M CNY-36.35M CNY-1.32M CNY-245.26M CNY83.01M CNY
Share Repurchases110.73M CNY53.26M CNY38.08M CNY14.75M CNYn/an/an/an/an/a
Dividends Paidn/an/an/an/an/an/an/a400.00M CNYn/a
Shares Outstandingn/an/an/an/an/an/a216.10Mn/an/a
Weighted Average Diluted Shares208.90M212.43M214.00M215.26M216.10M216.10M210.41M200.00M200.00M
EPS (Basic)7.35 CNY4.97 CNY6.06 CNY5.48 CNY2.18 CNY1.17 CNY2.51 CNY3.06 CNY2.70 CNY

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