TickerFacts.

X Financial (XYF): Free Cash Flow

Operating cash flow minus capital expenditures for the same annual period and currency, computed by TickerFacts from the filed figures. A simple proxy, not a reported figure; a year without both inputs is left out.

Restated years: each year's figure is from the latest filing that reports it. The company later restated the year ended 2022-12-31 (for example after a spin-off or a discontinued operation), while the year before it was last reported on the old basis. Changes across those points are marked n/c (not comparable), and growth rates are not computed across them.

1.45B CNY
Year ended 2025-12-31
+32.6%
3-year compound annual growth
1.51B CNY2016-12-31: 79.14M CNY2017-12-31: -635.97M CNY2018-12-31: -33.28M CNY2019-12-31: 585.42M CNY2020-12-31: -684.60M CNY2021-12-31: 446.55M CNY2022-12-31: 620.73M CNY2023-12-31: 1.38B CNY2024-12-31: 1.51B CNY2025-12-31: 1.45B CNY1.45B CNY
2016-12-31 Free Cash Flow (CNY) 2025-12-31
Period endedFree Cash FlowChange YoYSource filing
2025-12-311.45B CNY-4.2%2026-04-30, From 2025-01-01
2024-12-311.51B CNY+9.1%2026-04-30, From 2024-01-01
2023-12-311.38B CNY+122.8%2026-04-30, From 2023-01-01
2022-12-31620.73M CNYn/c2025-04-25, From 2022-01-01
2021-12-31446.55M CNYn/m2024-12-05, From 2021-01-01
2020-12-31-684.60M CNYn/m2023-04-27, From 2020-01-01
2019-12-31585.42M CNYn/m2022-04-28, From 2019-01-01
2018-12-31-33.28M CNYn/m2021-05-14, From 2018-01-01
2017-12-31-635.97M CNYn/m2020-06-04, From 2017-01-01
2016-12-3179.14M CNYn/a2019-04-25, From 2016-01-01

Free Cash Flow at similar companies

Companies with the same SEC industry code (Finance Services), reporting in the same currency, closest in revenue. Each shows its own latest fiscal year, so period ends differ.

CompanyYear endedFree Cash FlowChange YoY
X Financial (XYF)2025-12-311.45B CNY-4.2%
Jiayin Group Inc. (JFIN)2025-12-31622.27M CNY-9.3%
LexinFintech Holdings Ltd. (LX)2025-12-313.26B CNY+290.9%
Qfin Holdings, Inc. (QFIN)2025-12-3110.84B CNY+18.0%
Cango Inc. (CANG)2024-12-31-310.79M CNYn/m
9F Inc. (JFU)2025-12-31205.00M CNY+352.0%
High Templar Tech Ltd (HTT)2025-12-31570.44M CNYn/m
CNFinance Holdings Ltd. (CNF)2025-12-3180.88M CNY-89.2%

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