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X Financial vs Jiayin Group Inc. vs LexinFintech Holdings Ltd. vs Qfin Holdings, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal yearX Financial
XYF		Jiayin Group Inc.
JFIN		LexinFintech Holdings Ltd.
LX		Qfin Holdings, Inc.
QFIN
Year ended2025-12-312025-12-312025-12-312025-12-31
Revenue7.64B CNY6.22B CNY13.15B CNY19.21B CNY
Revenue growth (YoY)+30.1%+7.3%-7.4%+11.9%
Gross margin73.6% (computed)n/a34.0%84.4% (computed)
Operating margin21.3%28.9%n/a34.8%
Net margin19.2%24.7%12.8%31.1%
Net income1.46B CNY1.54B CNY1.68B CNY5.98B CNY
EPS (Diluted)5.87 CNY7.35 CNY4.72 CNY22.01 CNY
Operating cash flow1.47B CNY1.26B CNY3.61B CNY11.08B CNY
Free cash flow1.45B CNY622.27M CNY3.26B CNY10.84B CNY
Cash & equivalents987.63M CNY61.84M CNY2.16B CNY4.70B CNY
Total assets14.67B CNY8.76B CNY23.16B CNY56.95B CNY
Total liabilities6.83B CNY4.32B CNY11.21B CNY32.79B CNY
Shareholders' equity7.84B CNY4.43B CNY11.95B CNY24.11B CNY
Return on year-end equity18.7%34.7%14.0%24.8%
Shares outstanding234.52Mn/an/a243.82M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal yearX FinancialJiayin Group Inc.LexinFintech Holdings Ltd.Qfin Holdings, Inc.
Latest7.64B CNY
Ended 2025-12-31		6.22B CNY
Ended 2025-12-31		13.15B CNY
Ended 2025-12-31		19.21B CNY
Ended 2025-12-31
1 year earlier5.87B CNY
Ended 2024-12-31		5.80B CNY
Ended 2024-12-31		14.20B CNY
Ended 2024-12-31		17.17B CNY
Ended 2024-12-31
2 years earlier4.81B CNY
Ended 2023-12-31		5.47B CNY
Ended 2023-12-31		13.06B CNY
Ended 2023-12-31		16.29B CNY
Ended 2023-12-31
3 years earlier3.56B CNY
Ended 2022-12-31		3.27B CNY
Ended 2022-12-31		9.87B CNY
Ended 2022-12-31		16.55B CNY
Ended 2022-12-31
4 years earlier3.63B CNY
Ended 2021-12-31		1.78B CNY
Ended 2021-12-31		11.38B CNY
Ended 2021-12-31		16.64B CNY
Ended 2021-12-31