Compare
Root, Inc. vs Heritage Insurance Holdings, Inc. vs Hanover Insurance Group, Inc. vs American Coastal Insurance Corp
| Latest fiscal year | Root, Inc. ROOT | Heritage Insurance Holdings, Inc. HRTG | Hanover Insurance Group, Inc. THG | American Coastal Insurance Corp ACIC |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $1.52B | $847.33M | $6.59B | $335.44M |
| Revenue growth (YoY) | +29.0% | +3.7% | +5.7% | +13.1% |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | 4.1% | 31.5% | 14.1% | 41.8% |
| Net margin | 2.7% | 23.1% | 10.0% | 31.8% |
| Net income | $40.30M | $195.59M | $662.50M | $106.84M |
| EPS (Diluted) | $2.36 | $6.32 | $18.16 | $2.15 |
| Operating cash flow | $206.50M | $182.24M | $1.18B | $71.03M |
| Free cash flow | $206.50M | $174.16M | $1.17B | $70.87M |
| Cash & equivalents | $669.30M | $559.27M | $1.12B | $198.76M |
| Total assets | $1.67B | $2.20B | $16.95B | $1.07B |
| Total liabilities | $1.28B | $1.69B | $13.37B | $755.17M |
| Shareholders' equity | $284.30M | $505.25M | $3.57B | $317.56M |
| Return on year-end equity | 14.2% | 38.7% | 18.5% | 33.6% |
| Shares outstanding | n/a | 30.83M | n/a | 48.76M |
Revenue, most recent five fiscal years
| Fiscal year | Root, Inc. | Heritage Insurance Holdings, Inc. | Hanover Insurance Group, Inc. | American Coastal Insurance Corp |
|---|---|---|---|---|
| Latest | $1.52B Ended 2025-12-31 | $847.33M Ended 2025-12-31 | $6.59B Ended 2025-12-31 | $335.44M Ended 2025-12-31 |
| 1 year earlier | $1.18B Ended 2024-12-31 | $816.99M Ended 2024-12-31 | $6.24B Ended 2024-12-31 | $296.66M Ended 2024-12-31 |
| 2 years earlier | $455.00M Ended 2023-12-31 | $735.50M Ended 2023-12-31 | $5.99B Ended 2023-12-31 | $264.40M Ended 2023-12-31 |
| 3 years earlier | $310.80M Ended 2022-12-31 | $662.46M Ended 2022-12-31 | $5.47B Ended 2022-12-31 | $221.67M Ended 2022-12-31 |
| 4 years earlier | $345.40M Ended 2021-12-31 | $631.56M Ended 2021-12-31 | $5.23B Ended 2021-12-31 | $228.69M Ended 2021-12-31 |