Compare
PRA Group Inc vs Encore Capital Group Inc
| Latest fiscal year | PRA Group Inc PRAA | Encore Capital Group Inc ECPG |
|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 |
| Revenue | $1.20B | $1.77B |
| Revenue growth (YoY) | +7.8% | +34.4% |
| Gross margin | n/a | n/a |
| Operating margin | -2.5% | 35.4% |
| Net margin | -25.4% | 14.5% |
| Net income | -$305.14M | $256.83M |
| EPS (Diluted) | -$7.79 | $10.91 |
| Operating cash flow | -$85.54M | $153.20M |
| Free cash flow | -$90.36M | $126.93M |
| Cash & equivalents | $104.41M | $156.78M |
| Total assets | $5.10B | $5.34B |
| Total liabilities | $4.06B | $4.36B |
| Shareholders' equity | $979.85M | $976.75M |
| Return on year-end equity | -31.1% | 26.3% |
| Shares outstanding | 38.45M | 21.69M |
Revenue, most recent five fiscal years
| Fiscal year | PRA Group Inc | Encore Capital Group Inc |
|---|---|---|
| Latest | $1.20B Ended 2025-12-31 | $1.77B Ended 2025-12-31 |
| 1 year earlier | $1.11B Ended 2024-12-31 | $1.32B Ended 2024-12-31 |
| 2 years earlier | $802.55M Ended 2023-12-31 | $1.22B Ended 2023-12-31 |
| 3 years earlier | $966.52M Ended 2022-12-31 | $1.40B Ended 2022-12-31 |
| 4 years earlier | $1.10B Ended 2021-12-31 | $1.61B Ended 2021-12-31 |