ENCORE CAPITAL GROUP INC (ECPG)

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CIK 0001084961 · Nasdaq · Short-Term Business Credit Institutions

  • Sector Finance & Real Estate
  • Incorporated DE
  • Fiscal year ends Dec 31

In fiscal 2025, ENCORE CAPITAL GROUP INC reported revenue of $1.77B, up 34.4% from the prior year. The company was profitable, with a net margin of 14.5%. It held $5.34B in total assets against $4.36B in total liabilities.

Key ratios (FY2025)

35.4%
Operating margin
14.5%
Net margin
26.3%
Return on equity
+34.4%
Revenue growth (YoY)
Metric (FY)2025202420232022202120202019201820172016
Revenue$1.77B$1.32B$1.22B$1.40B$1.61B$1.50B$1.41B$1.32B$1.15B$1.11B
Operating Income$626.65M$157.33M$16.54M$462.17M$633.27M$533.56M$446.35M$405.30M$324.54M$241.51M
Net Income$256.83M-$139.24M-$206.49M$194.56M$350.78M$211.85M$167.87M$115.89M$83.23M$76.57M
EPS (Diluted)$10.91$-5.83$-8.72$7.46$11.26$6.68$5.33$4.06$3.15$2.96
Total Assets$5.34B$4.79B$4.63B$4.51B$4.61B$4.86B$4.91B$4.63B$4.49B$3.67B
Total Liabilities$4.36B$4.02B$3.69B$3.33B$3.42B$3.64B$3.88B$3.81B$3.77B$3.07B
Shareholders' Equity$976.75M$767.33M$936.54M$1.18B$1.19B$1.22B$1.03B$819.69M$571.93M$551.76M
Cash & Equivalents$156.78M$199.87M$158.36M$143.91M$189.65M$189.18M$192.34M$157.42M$212.14M$149.76M
Operating Cash Flow$153.20M$156.17M$152.99M$210.68M$303.05M$312.86M$244.73M$186.79M$123.82M$130.33M
Capital Expenditures$26.27M$29.01M$24.81M$37.22M$33.37M$34.60M$39.60M$67.47M$28.13M$31.67M
Shares Outstanding23.53M23.87M23.67M26.09M31.15M31.71M31.47M28.57M26.41M25.91M