Company research / PRAA

PRA Group Inc (PRAA)

SEC name PRA GROUP INC · CIK 0001185348 · Nasdaq · Short-Term Business Credit Institutions

  • Sector Finance & Real Estate
  • Incorporated DE
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, PRA Group Inc reported revenue of $1.20B. Revenue grew 7.8% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $1.33B.

Key ratios (year ended 2025-12-31)

-2.5%
Operating margin
-25.4%
Net margin
-31.1%
Return on year-end equity
7.8%
Revenue growth (YoY)

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Latest selected filing: Form 8-K (current report) · 2026-10-08

Headquarters locality: Norfolk · View on map

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Stock splits: 3-for-1, first reflected in a filing dated 2013-08-02. Figures are as filed: per-share figures and share counts last reported before a split are on the old share basis, so changes and growth rates across a split are not shown. Splits are read from the filings' own restatements, so a share conversion in a merger or reorganization shows up the same way.

Period endedTTM to
2026-06-30
2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$1.33B$1.20B$1.11B$802.55M$966.52M$1.10B$1.07B$1.02B$908.26M$828.21M$930.60M
Operating Income$66.58M-$30.27M$339.73M$100.49M$285.80M$375.00M$349.70M$247.69M$185.26M$213.73M$219.75M
Depreciation & Amortizationn/a$9.04M$10.79M$13.38M$15.24M$15.26M$18.46M$17.46M$19.32M$19.76M$24.36M
EBITDAn/a-$21.24M$350.52M$113.87M$301.05M$390.25M$368.17M$265.15M$204.58M$233.50M$244.11M
Net Income-$265.05M-$305.14M$70.60M-$83.48M$117.15M$183.16M$149.34M$86.16M$65.56M$164.31M$86.25M
EPS (Diluted)n/a-$7.79$1.79-$2.13$2.94$4.04$3.26$1.89$1.44$3.59$1.86
Total Assets$5.24B$5.10B$4.93B$4.53B$4.18B$4.37B$4.45B$4.42B$3.91B$3.70B$3.16B
Total Liabilities$4.13B$4.06B$3.74B$3.29B$2.89B$3.04B$3.08B$3.20B$2.78B$2.55B$2.24B
Long-Term Debtn/an/an/an/an/an/an/an/an/an/a$1.82B
Shareholders' Equity$1.05B$979.85M$1.14B$1.17B$1.23B$1.29B$1.34B$1.17B$1.10B$1.09B$864.30M
Cash & Equivalents$132.43M$104.41M$105.94M$112.53M$83.38M$87.58M$108.61M$119.77M$98.69M$120.52M$94.29M
Operating Cash Flow-$31.39M-$85.54M-$94.59M-$97.53M$21.59M$84.92M$141.70M$133.39M$80.87M$15.47M$205.90M
Capital Expenditures$6.45M$4.82M$4.04M$2.89M$13.25M$11.21M$17.23M$18.03M$20.52M$22.84M$14.16M
Free Cash Flow-$37.85M-$90.36M-$98.64M-$100.42M$8.34M$73.71M$124.47M$115.36M$60.34M-$7.37M$191.74M
Share Repurchases$30.00M$20.00M$0$0$111.37M$200.89M$0$0$0$44.91M$0
Shares Outstanding37.65M38.45M39.51M39.25M38.98M41.01M45.59M45.42M45.30M45.19M46.36M
Weighted Average Diluted Sharesn/a39.17M39.54M39.18M39.89M45.33M45.86M45.58M45.41M45.82M46.39M
EPS (Basic)n/a-$7.79$1.79-$2.13$2.96$4.07$3.28$1.90$1.45$3.60$1.86

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