Compare
Lemonade, Inc. vs James River Group Holdings, Inc. vs Heritage Insurance Holdings, Inc. vs Employers Holdings, Inc.
| Latest fiscal year | Lemonade, Inc. LMND | James River Group Holdings, Inc. JRVR | Heritage Insurance Holdings, Inc. HRTG | Employers Holdings, Inc. EIG |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $737.90M | $687.61M | $847.33M | $858.70M |
| Revenue growth (YoY) | +40.2% | -2.8% | +3.7% | -2.5% |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | n/a | n/a | 31.5% | n/a |
| Net margin | -22.4% | 6.9% | 23.1% | 1.3% |
| Net income | -$165.50M | $47.43M | $195.59M | $10.80M |
| EPS (Diluted) | -$2.24 | $0.79 | $6.32 | $0.46 |
| Operating cash flow | -$16.50M | -$18.79M | $182.24M | $44.70M |
| Free cash flow | -$25.90M | -$23.59M | $174.16M | $44.60M |
| Cash & equivalents | $385.00M | $260.94M | $559.27M | $159.80M |
| Total assets | $1.93B | $4.86B | $2.20B | $3.44B |
| Total liabilities | $1.39B | $4.19B | $1.69B | $2.48B |
| Shareholders' equity | $533.60M | $538.15M | $505.25M | $955.70M |
| Return on year-end equity | -31.0% | 8.8% | 38.7% | 1.1% |
| Shares outstanding | 75.91M | 45.97M | 30.83M | 20.34M |
Revenue, most recent five fiscal years
| Fiscal year | Lemonade, Inc. | James River Group Holdings, Inc. | Heritage Insurance Holdings, Inc. | Employers Holdings, Inc. |
|---|---|---|---|---|
| Latest | $737.90M Ended 2025-12-31 | $687.61M Ended 2025-12-31 | $847.33M Ended 2025-12-31 | $858.70M Ended 2025-12-31 |
| 1 year earlier | $526.50M Ended 2024-12-31 | $707.63M Ended 2024-12-31 | $816.99M Ended 2024-12-31 | $880.70M Ended 2024-12-31 |
| 2 years earlier | $429.80M Ended 2023-12-31 | $812.01M Ended 2023-12-31 | $735.50M Ended 2023-12-31 | $850.90M Ended 2023-12-31 |
| 3 years earlier | $256.70M Ended 2022-12-31 | $661.51M Ended 2022-12-31 | $662.46M Ended 2022-12-31 | $713.50M Ended 2022-12-31 |
| 4 years earlier | $128.40M Ended 2021-12-31 | $609.03M Ended 2021-12-31 | $631.56M Ended 2021-12-31 | $703.10M Ended 2021-12-31 |