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9F Inc. vs Jiayin Group Inc. vs X Financial vs LexinFintech Holdings Ltd.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	9F Inc. JFURevenue covers only part of its income (partial revenue)	Jiayin Group Inc. JFIN	X Financial XYF	LexinFintech Holdings Ltd. LX
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	6.22B CNY	7.64B CNY	13.15B CNY
Revenue growth (YoY)	n/a	+7.3%	+30.1%	-7.4%
Gross margin	n/a	n/a	73.6% (computed)	34.0%
Operating margin	n/a	28.9%	21.3%	n/a
Net margin	n/a	24.7%	19.2%	12.8%
Net income	168.20M CNY	1.54B CNY	1.46B CNY	1.68B CNY
EPS (Diluted)	0.71 CNY	7.35 CNY	5.87 CNY	4.72 CNY
Operating cash flow	207.66M CNY	1.26B CNY	1.47B CNY	3.61B CNY
Free cash flow	205.00M CNY	622.27M CNY	1.45B CNY	3.26B CNY
Cash & equivalents	434.53M CNY	61.84M CNY	987.63M CNY	2.16B CNY
Total assets	4.30B CNY	8.76B CNY	14.67B CNY	23.16B CNY
Total liabilities	527.09M CNY	4.32B CNY	6.83B CNY	11.21B CNY
Shareholders' equity	3.77B CNY	4.43B CNY	7.84B CNY	11.95B CNY
Return on year-end equity	4.5%	34.7%	18.7%	14.0%
Shares outstanding	n/a	n/a	234.52M	n/a

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	9F Inc.	Jiayin Group Inc.	X Financial	LexinFintech Holdings Ltd.
Latest	n/a	6.22B CNY Ended 2025-12-31	7.64B CNY Ended 2025-12-31	13.15B CNY Ended 2025-12-31
1 year earlier	n/a	5.80B CNY Ended 2024-12-31	5.87B CNY Ended 2024-12-31	14.20B CNY Ended 2024-12-31
2 years earlier	n/a	5.47B CNY Ended 2023-12-31	4.81B CNY Ended 2023-12-31	13.06B CNY Ended 2023-12-31
3 years earlier	n/a	3.27B CNY Ended 2022-12-31	3.56B CNY Ended 2022-12-31	9.87B CNY Ended 2022-12-31
4 years earlier	n/a	1.78B CNY Ended 2021-12-31	3.63B CNY Ended 2021-12-31	11.38B CNY Ended 2021-12-31