Compare
High Templar Tech Ltd vs X Financial vs CNFinance Holdings Ltd. vs Jiayin Group Inc.
| Latest fiscal year | High Templar Tech Ltd HTTRevenue covers only part of its income (partial revenue) | X Financial XYF | CNFinance Holdings Ltd. CNF | Jiayin Group Inc. JFIN |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | n/a | 7.64B CNY | n/a | 6.22B CNY |
| Revenue growth (YoY) | n/a | +30.1% | n/a | +7.3% |
| Gross margin | n/a | 73.6% (computed) | n/a | n/a |
| Operating margin | n/a | 21.3% | n/a | 28.9% |
| Net margin | n/a | 19.2% | n/a | 24.7% |
| Net income | 708.63M CNY | 1.46B CNY | -470.39M CNY | 1.54B CNY |
| EPS (Diluted) | n/a | 5.87 CNY | n/a | 7.35 CNY |
| Operating cash flow | 687.06M CNY | 1.47B CNY | 84.45M CNY | 1.26B CNY |
| Free cash flow | 570.44M CNY | 1.45B CNY | 80.88M CNY | 622.27M CNY |
| Cash & equivalents | 5.53B CNY | 987.63M CNY | 338.19M CNY | 61.84M CNY |
| Total assets | 13.61B CNY | 14.67B CNY | 10.25B CNY | 8.76B CNY |
| Total liabilities | 1.98B CNY | 6.83B CNY | 6.67B CNY | 4.32B CNY |
| Shareholders' equity | 11.63B CNY | 7.84B CNY | 3.58B CNY | 4.43B CNY |
| Return on year-end equity | 6.1% | 18.7% | -13.1% | 34.7% |
| Shares outstanding | n/a | 234.52M | n/a | n/a |
Revenue, most recent five fiscal years
| Fiscal year | High Templar Tech Ltd | X Financial | CNFinance Holdings Ltd. | Jiayin Group Inc. |
|---|---|---|---|---|
| Latest | n/a | 7.64B CNY Ended 2025-12-31 | n/a | 6.22B CNY Ended 2025-12-31 |
| 1 year earlier | n/a | 5.87B CNY Ended 2024-12-31 | n/a | 5.80B CNY Ended 2024-12-31 |
| 2 years earlier | n/a | 4.81B CNY Ended 2023-12-31 | n/a | 5.47B CNY Ended 2023-12-31 |
| 3 years earlier | n/a | 3.56B CNY Ended 2022-12-31 | n/a | 3.27B CNY Ended 2022-12-31 |
| 4 years earlier | n/a | 3.63B CNY Ended 2021-12-31 | n/a | 1.78B CNY Ended 2021-12-31 |