Compare
Encore Capital Group Inc vs PRA Group Inc vs Jefferson Capital, Inc. vs Totaligent, Inc.
| Latest fiscal year | Encore Capital Group Inc ECPG | PRA Group Inc PRAA | Jefferson Capital, Inc. JCAP | Totaligent, Inc. TGNT |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $1.77B | $1.20B | $613.29M | $2.2K |
| Revenue growth (YoY) | +34.4% | +7.8% | +41.5% | -99.5% |
| Gross margin | n/a | n/a | n/a | 100.0% |
| Operating margin | 35.4% | -2.5% | 51.6% | n/m |
| Net margin | 14.5% | -25.4% | 30.6% | n/m |
| Net income | $256.83M | -$305.14M | $187.97M | -$600.0K |
| EPS (Diluted) | $10.91 | -$7.79 | $5.64 | $0.00 |
| Operating cash flow | $153.20M | -$85.54M | $268.81M | -$265.0K |
| Free cash flow | $126.93M | -$90.36M | n/a | n/a |
| Cash & equivalents | $156.78M | $104.41M | $23.23M | n/a |
| Total assets | $5.34B | $5.10B | $2.09B | $206.5K |
| Total liabilities | $4.36B | $4.06B | $1.61B | $2.37M |
| Shareholders' equity | $976.75M | $979.85M | $476.13M | -$2.16M |
| Return on year-end equity | 26.3% | -31.1% | 39.5% | n/a |
| Shares outstanding | 21.69M | 38.45M | 58.30M | 213.60M |
Revenue, most recent five fiscal years
| Fiscal year | Encore Capital Group Inc | PRA Group Inc | Jefferson Capital, Inc. | Totaligent, Inc. |
|---|---|---|---|---|
| Latest | $1.77B Ended 2025-12-31 | $1.20B Ended 2025-12-31 | $613.29M Ended 2025-12-31 | $2.2K Ended 2025-12-31 |
| 1 year earlier | $1.32B Ended 2024-12-31 | $1.11B Ended 2024-12-31 | $433.34M Ended 2024-12-31 | $444.5K Ended 2024-12-31 |
| 2 years earlier | $1.22B Ended 2023-12-31 | $802.55M Ended 2023-12-31 | $323.07M Ended 2023-12-31 | $731.7K Ended 2023-12-31 |
| 3 years earlier | $1.40B Ended 2022-12-31 | $966.52M Ended 2022-12-31 | n/a | $19.5K Ended 2022-12-31 |
| 4 years earlier | $1.61B Ended 2021-12-31 | $1.10B Ended 2021-12-31 | n/a | n/a |