Compare
Encore Capital Group Inc vs PRA Group Inc
| Latest fiscal year | Encore Capital Group Inc ECPG | PRA Group Inc PRAA |
|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 |
| Revenue | $1.77B | $1.20B |
| Revenue growth (YoY) | +34.4% | +7.8% |
| Gross margin | n/a | n/a |
| Operating margin | 35.4% | -2.5% |
| Net margin | 14.5% | -25.4% |
| Net income | $256.83M | -$305.14M |
| EPS (Diluted) | $10.91 | -$7.79 |
| Operating cash flow | $153.20M | -$85.54M |
| Free cash flow | $126.93M | -$90.36M |
| Cash & equivalents | $156.78M | $104.41M |
| Total assets | $5.34B | $5.10B |
| Total liabilities | $4.36B | $4.06B |
| Shareholders' equity | $976.75M | $979.85M |
| Return on year-end equity | 26.3% | -31.1% |
| Shares outstanding | 21.69M | 38.45M |
Revenue, most recent five fiscal years
| Fiscal year | Encore Capital Group Inc | PRA Group Inc |
|---|---|---|
| Latest | $1.77B Ended 2025-12-31 | $1.20B Ended 2025-12-31 |
| 1 year earlier | $1.32B Ended 2024-12-31 | $1.11B Ended 2024-12-31 |
| 2 years earlier | $1.22B Ended 2023-12-31 | $802.55M Ended 2023-12-31 |
| 3 years earlier | $1.40B Ended 2022-12-31 | $966.52M Ended 2022-12-31 |
| 4 years earlier | $1.61B Ended 2021-12-31 | $1.10B Ended 2021-12-31 |