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X Financial vs LexinFintech Holdings Ltd. vs Qfin Holdings, Inc. vs Cango Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	X Financial XYF	LexinFintech Holdings Ltd. LX	Qfin Holdings, Inc. QFIN	Cango Inc. CANGLast annual report: year ended 2024-12-31
Year ended	2025-12-31	2025-12-31	2025-12-31	2024-12-31
Revenue	7.64B CNY	13.15B CNY	19.21B CNY	804.49M CNY
Revenue growth (YoY)	+30.1%	-7.4%	+11.9%	-52.7%
Gross margin	73.6% (computed)	34.0%	84.4% (computed)	21.8% (computed)
Operating margin	21.3%	n/a	34.8%	22.2%
Net margin	19.2%	12.8%	31.1%	37.3%
Net income	1.46B CNY	1.68B CNY	5.98B CNY	299.82M CNY
EPS (Diluted)	5.87 CNY	4.72 CNY	22.01 CNY	n/a
Operating cash flow	1.47B CNY	3.61B CNY	11.08B CNY	-310.20M CNY
Free cash flow	1.45B CNY	3.26B CNY	10.84B CNY	-310.79M CNY
Cash & equivalents	987.63M CNY	2.16B CNY	4.70B CNY	1.29B CNY
Total assets	14.67B CNY	23.16B CNY	56.95B CNY	5.97B CNY
Total liabilities	6.83B CNY	11.21B CNY	32.79B CNY	1.88B CNY
Shareholders' equity	7.84B CNY	11.95B CNY	24.11B CNY	4.09B CNY
Return on year-end equity	18.7%	14.0%	24.8%	7.3%
Shares outstanding	234.52M	n/a	243.82M	n/a

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	X Financial	LexinFintech Holdings Ltd.	Qfin Holdings, Inc.	Cango Inc.
Latest	7.64B CNY Ended 2025-12-31	13.15B CNY Ended 2025-12-31	19.21B CNY Ended 2025-12-31	804.49M CNY Ended 2024-12-31
1 year earlier	5.87B CNY Ended 2024-12-31	14.20B CNY Ended 2024-12-31	17.17B CNY Ended 2024-12-31	1.70B CNY Ended 2023-12-31
2 years earlier	4.81B CNY Ended 2023-12-31	13.06B CNY Ended 2023-12-31	16.29B CNY Ended 2023-12-31	1.98B CNY Ended 2022-12-31
3 years earlier	3.56B CNY Ended 2022-12-31	9.87B CNY Ended 2022-12-31	16.55B CNY Ended 2022-12-31	3.92B CNY Ended 2021-12-31
4 years earlier	3.63B CNY Ended 2021-12-31	11.38B CNY Ended 2021-12-31	16.64B CNY Ended 2021-12-31	2.05B CNY Ended 2020-12-31