Compare
X Financial vs LexinFintech Holdings Ltd.
| Latest fiscal year | X Financial XYF | LexinFintech Holdings Ltd. LX |
|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 |
| Revenue | 7.64B CNY | 13.15B CNY |
| Revenue growth (YoY) | +30.1% | -7.4% |
| Gross margin | 73.6% (computed) | 34.0% |
| Operating margin | 21.3% | n/a |
| Net margin | 19.2% | 12.8% |
| Net income | 1.46B CNY | 1.68B CNY |
| EPS (Diluted) | 5.87 CNY | 4.72 CNY |
| Operating cash flow | 1.47B CNY | 3.61B CNY |
| Free cash flow | 1.45B CNY | 3.26B CNY |
| Cash & equivalents | 987.63M CNY | 2.16B CNY |
| Total assets | 14.67B CNY | 23.16B CNY |
| Total liabilities | 6.83B CNY | 11.21B CNY |
| Shareholders' equity | 7.84B CNY | 11.95B CNY |
| Return on year-end equity | 18.7% | 14.0% |
| Shares outstanding | 234.52M | n/a |
Revenue, most recent five fiscal years
| Fiscal year | X Financial | LexinFintech Holdings Ltd. |
|---|---|---|
| Latest | 7.64B CNY Ended 2025-12-31 | 13.15B CNY Ended 2025-12-31 |
| 1 year earlier | 5.87B CNY Ended 2024-12-31 | 14.20B CNY Ended 2024-12-31 |
| 2 years earlier | 4.81B CNY Ended 2023-12-31 | 13.06B CNY Ended 2023-12-31 |
| 3 years earlier | 3.56B CNY Ended 2022-12-31 | 9.87B CNY Ended 2022-12-31 |
| 4 years earlier | 3.63B CNY Ended 2021-12-31 | 11.38B CNY Ended 2021-12-31 |