Compare
SoFi Technologies, Inc. vs Chime Financial, Inc. vs Coinbase Global, Inc. vs Pagaya Technologies Ltd.
| Latest fiscal year | SoFi Technologies, Inc. SOFI | Chime Financial, Inc. CHYM | Coinbase Global, Inc. COIN | Pagaya Technologies Ltd. PGY |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $3.61B | $2.19B | $7.18B | $1.30B |
| Revenue growth (YoY) | +35.1% | +30.7% | +9.4% | +26.1% |
| Gross margin | 83.1% (computed) | 88.0% | n/a | 42.4% (computed) |
| Operating margin | n/a | -47.6% | 20.0% | 20.3% |
| Net margin | 13.3% | -46.2% | 17.6% | 6.3% |
| Net income | $481.32M | -$1.01B | $1.26B | $81.39M |
| EPS (Diluted) | $0.39 | -$4.27 | $4.45 | $0.93 |
| Operating cash flow | -$3.74B | $52.78M | $2.43B | $238.62M |
| Free cash flow | -$3.98B | $32.89M | n/a | $224.72M |
| Cash & equivalents | $4.93B | $466.25M | $11.29B | $235.33M |
| Total assets | $50.66B | $1.96B | $29.67B | $1.55B |
| Total liabilities | $40.17B | $562.90M | $14.88B | $960.46M |
| Shareholders' equity | $10.49B | $1.40B | $14.79B | $555.35M |
| Return on year-end equity | 4.6% | -72.1% | 8.5% | 14.7% |
| Shares outstanding | 1.27B | n/a | 267.84M | n/a |
Revenue, most recent five fiscal years
| Fiscal year | SoFi Technologies, Inc. | Chime Financial, Inc. | Coinbase Global, Inc. | Pagaya Technologies Ltd. |
|---|---|---|---|---|
| Latest | $3.61B Ended 2025-12-31 | $2.19B Ended 2025-12-31 | $7.18B Ended 2025-12-31 | $1.30B Ended 2025-12-31 |
| 1 year earlier | $2.67B Ended 2024-12-31 | $1.67B Ended 2024-12-31 | $6.56B Ended 2024-12-31 | $1.03B Ended 2024-12-31 |
| 2 years earlier | $2.12B Ended 2023-12-31 | $1.28B Ended 2023-12-31 | $3.11B Ended 2023-12-31 | $812.05M Ended 2023-12-31 |
| 3 years earlier | $1.57B Ended 2022-12-31 | n/a | $3.19B Ended 2022-12-31 | $748.93M Ended 2022-12-31 |
| 4 years earlier | $984.87M Ended 2021-12-31 | n/a | $7.84B Ended 2021-12-31 | $474.59M Ended 2021-12-31 |