Chime Financial, Inc. (CHYM)
↓ Download CSV- Sector Finance & Real Estate
- Incorporated DE
- Fiscal year ends Dec 31
In fiscal 2025, Chime Financial, Inc. reported revenue of $2.19B, up 30.7% from the prior year. The company ran a net loss, with a net margin of -46.2% and a gross margin of 88.0%. It held $1.96B in total assets against $562.90M in total liabilities.
Key ratios (FY2025)
88.0%
Gross margin
-47.6%
Operating margin
-46.2%
Net margin
-72.1%
Return on equity
+30.7%
Revenue growth (YoY)
| Metric (FY) | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | $2.19B | $1.67B | $1.28B | — |
| Cost of Revenue | $263.05M | $207.51M | $219.74M | — |
| Gross Profit | $1.92B | $1.47B | $1.06B | — |
| Operating Income | -$1.04B | -$62.20M | -$235.78M | — |
| Net Income | -$1.01B | -$25.34M | -$203.20M | — |
| EPS (Diluted) | $-4.27 | $-0.39 | $-3.22 | — |
| Total Assets | $1.96B | $1.46B | — | — |
| Total Liabilities | $562.90M | $501.52M | — | — |
| Shareholders' Equity | $1.40B | -$1.93B | -$1.95B | -$1.79B |
| Cash & Equivalents | $466.25M | $337.70M | $239.75M | — |
| Operating Cash Flow | $52.78M | $64.14M | -$156.59M | — |
| Capital Expenditures | $19.89M | $4.81M | $10.50M | — |
| Shares Outstanding | 236.27M | 64.91M | 63.10M | — |