Compare
Qfin Holdings, Inc. vs LexinFintech Holdings Ltd. vs X Financial vs Cango Inc.
| Latest fiscal year | Qfin Holdings, Inc. QFIN | LexinFintech Holdings Ltd. LX | X Financial XYF | Cango Inc. CANGLast annual report: year ended 2024-12-31 |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2024-12-31 |
| Revenue | 19.21B CNY | 13.15B CNY | 7.64B CNY | 804.49M CNY |
| Revenue growth (YoY) | +11.9% | -7.4% | +30.1% | -52.7% |
| Gross margin | 84.4% (computed) | 34.0% | 73.6% (computed) | 21.8% (computed) |
| Operating margin | 34.8% | n/a | 21.3% | 22.2% |
| Net margin | 31.1% | 12.8% | 19.2% | 37.3% |
| Net income | 5.98B CNY | 1.68B CNY | 1.46B CNY | 299.82M CNY |
| EPS (Diluted) | 22.01 CNY | 4.72 CNY | 5.87 CNY | n/a |
| Operating cash flow | 11.08B CNY | 3.61B CNY | 1.47B CNY | -310.20M CNY |
| Free cash flow | 10.84B CNY | 3.26B CNY | 1.45B CNY | -310.79M CNY |
| Cash & equivalents | 4.70B CNY | 2.16B CNY | 987.63M CNY | 1.29B CNY |
| Total assets | 56.95B CNY | 23.16B CNY | 14.67B CNY | 5.97B CNY |
| Total liabilities | 32.79B CNY | 11.21B CNY | 6.83B CNY | 1.88B CNY |
| Shareholders' equity | 24.11B CNY | 11.95B CNY | 7.84B CNY | 4.09B CNY |
| Return on year-end equity | 24.8% | 14.0% | 18.7% | 7.3% |
| Shares outstanding | 243.82M | n/a | 234.52M | n/a |
Revenue, most recent five fiscal years
| Fiscal year | Qfin Holdings, Inc. | LexinFintech Holdings Ltd. | X Financial | Cango Inc. |
|---|---|---|---|---|
| Latest | 19.21B CNY Ended 2025-12-31 | 13.15B CNY Ended 2025-12-31 | 7.64B CNY Ended 2025-12-31 | 804.49M CNY Ended 2024-12-31 |
| 1 year earlier | 17.17B CNY Ended 2024-12-31 | 14.20B CNY Ended 2024-12-31 | 5.87B CNY Ended 2024-12-31 | 1.70B CNY Ended 2023-12-31 |
| 2 years earlier | 16.29B CNY Ended 2023-12-31 | 13.06B CNY Ended 2023-12-31 | 4.81B CNY Ended 2023-12-31 | 1.98B CNY Ended 2022-12-31 |
| 3 years earlier | 16.55B CNY Ended 2022-12-31 | 9.87B CNY Ended 2022-12-31 | 3.56B CNY Ended 2022-12-31 | 3.92B CNY Ended 2021-12-31 |
| 4 years earlier | 16.64B CNY Ended 2021-12-31 | 11.38B CNY Ended 2021-12-31 | 3.63B CNY Ended 2021-12-31 | 2.05B CNY Ended 2020-12-31 |