Compare
Pagaya Technologies Ltd. vs Walker & Dunlop, Inc. vs Upstart Holdings, Inc. vs Oportun Financial Corp
| Latest fiscal year | Pagaya Technologies Ltd. PGY | Walker & Dunlop, Inc. WD | Upstart Holdings, Inc. UPST | Oportun Financial Corp OPRT |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $1.30B | $1.23B | $1.04B | $956.68M |
| Revenue growth (YoY) | +26.1% | +9.0% | +64.0% | -4.5% |
| Gross margin | 42.4% (computed) | n/a | n/a | n/a |
| Operating margin | 20.3% | n/a | 4.1% | n/a |
| Net margin | 6.3% | 4.6% | 5.1% | 2.6% |
| Net income | $81.39M | $56.25M | $53.60M | $25.25M |
| EPS (Diluted) | $0.93 | $1.64 | $0.45 | $0.53 |
| Operating cash flow | $238.62M | -$664.31M | -$147.72M | $413.41M |
| Free cash flow | $224.72M | -$680.08M | -$148.07M | n/a |
| Cash & equivalents | $235.33M | $299.31M | $652.39M | $105.53M |
| Total assets | $1.55B | $5.06B | $2.97B | $3.26B |
| Total liabilities | $960.46M | $3.31B | $2.18B | $2.87B |
| Shareholders' equity | $555.35M | $1.74B | $798.82M | $390.08M |
| Return on year-end equity | 14.7% | 3.2% | 6.7% | 6.5% |
| Shares outstanding | n/a | 33.39M | 98.03M | 44.44M |
Revenue, most recent five fiscal years
| Fiscal year | Pagaya Technologies Ltd. | Walker & Dunlop, Inc. | Upstart Holdings, Inc. | Oportun Financial Corp |
|---|---|---|---|---|
| Latest | $1.30B Ended 2025-12-31 | $1.23B Ended 2025-12-31 | $1.04B Ended 2025-12-31 | $956.68M Ended 2025-12-31 |
| 1 year earlier | $1.03B Ended 2024-12-31 | $1.13B Ended 2024-12-31 | $636.53M Ended 2024-12-31 | $1.00B Ended 2024-12-31 |
| 2 years earlier | $812.05M Ended 2023-12-31 | $1.05B Ended 2023-12-31 | $513.56M Ended 2023-12-31 | $1.06B Ended 2023-12-31 |
| 3 years earlier | $748.93M Ended 2022-12-31 | $1.26B Ended 2022-12-31 | $842.44M Ended 2022-12-31 | $640.66M Ended 2022-12-31 |
| 4 years earlier | $474.59M Ended 2021-12-31 | $1.26B Ended 2021-12-31 | $848.59M Ended 2021-12-31 | $530.48M Ended 2021-12-31 |