Oportun Financial Corp (OPRT)

Name: Oportun Financial Corp (OPRT) annual fundamentals
Creator: TickerFacts
License: https://creativecommons.org/publicdomain/zero/1.0/

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CIK 0001538716 · Nasdaq · Finance Services

Sector Finance & Real Estate
Incorporated DE
Fiscal year ends Dec 31

For the year ended 2025-12-31, Oportun Financial Corp reported revenue of $956.68M. Revenue fell 4.5% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $948.43M.

Key ratios (year ended 2025-12-31)

2.6%

Net margin

6.5%

Return on year-end equity

-4.5%

Revenue growth (YoY)

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Latest selected filing: Form 4 (ownership change) · 2026-09-14

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period ended	TTM to 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31
Revenue	$948.43M	$956.68M	$1.00B	$1.06B	$640.66M	$530.48M	$335.06M	$446.85M	$457.41M	$226.24M
Depreciation & Amortization	$37.45M	$41.41M	$51.16M	$54.88M	$47.53M	$27.11M	$20.22M	$14.10M	$11.82M	$10.59M
Net Income	$19.48M	$25.25M	-$78.68M	-$179.95M	-$77.74M	$47.41M	-$45.08M	$61.60M	$123.39M	-$10.21M
EPS (Diluted)	n/a	$0.53	-$1.95	-$4.88	-$2.37	$1.56	-$1.65	$0.40	$4.47	-$4.22
Total Assets	$3.13B	$3.26B	$3.23B	$3.41B	$3.61B	$2.95B	$2.01B	$2.20B	$1.74B	n/a
Total Liabilities	$2.72B	$2.87B	$2.87B	$3.01B	$3.07B	$2.34B	$1.54B	$1.71B	$1.39B	n/a
Shareholders' Equity	$407.13M	$390.08M	$353.81M	$404.40M	$547.60M	$603.88M	$466.63M	$488.77M	$346.55M	$216.73M
Cash & Equivalents	$139.59M	$105.53M	$59.97M	$91.19M	$98.82M	$130.96M	$136.19M	$72.18M	$70.47M	$48.35M
Operating Cash Flow	$420.95M	$413.41M	$393.52M	$392.76M	$247.88M	$163.45M	$152.87M	$218.37M	$138.37M	$139.12M
Capital Expenditures	n/a	n/a	n/a	n/a	$6.00M	$12.30M	$4.83M	$8.88M	$14.56M	$8.55M
Free Cash Flow	n/a	n/a	n/a	n/a	$241.88M	$151.15M	$148.04M	$209.50M	$123.81M	$130.57M
Shares Outstanding	45.95M	44.44M	36.11M	34.47M	33.35M	32.00M	27.68M	27.00M	2.94M	n/a
Weighted Average Diluted Shares	n/a	47.86M	40.36M	36.88M	32.83M	30.32M	27.33M	10.76M	3.72M	2.42M
EPS (Basic)	n/a	$0.54	-$1.95	-$4.88	-$2.37	$1.68	-$1.65	$0.46	$6.42	-$4.22

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