Upstart Holdings, Inc. (UPST)
↓ Download CSV- Sector Finance & Real Estate
- Incorporated DE
- Fiscal year ends Dec 31
In fiscal 2025, Upstart Holdings, Inc. reported revenue of $1.04B, up 64.0% from the prior year. The company was profitable, with a net margin of 5.1%. It held $2.97B in total assets against $2.18B in total liabilities.
Key ratios (FY2025)
4.1%
Operating margin
5.1%
Net margin
6.7%
Return on equity
+64.0%
Revenue growth (YoY)
| Metric (FY) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | $1.04B | $636.53M | $513.56M | $842.44M | $848.59M | $233.42M | $164.19M |
| Operating Income | $42.63M | -$172.86M | -$256.52M | -$113.86M | $140.88M | $11.77M | -$4.58M |
| Net Income | $53.60M | -$128.58M | -$240.13M | -$108.67M | $135.44M | $5.98M | -$466.0K |
| EPS (Diluted) | $0.45 | $-1.44 | $-2.87 | $-1.31 | $1.43 | $0.00 | $-0.03 |
| Total Assets | $2.97B | $2.37B | $2.02B | $1.94B | $1.82B | $477.25M | — |
| Total Liabilities | $2.18B | $1.73B | $1.38B | $1.26B | $1.01B | $177.00M | — |
| Shareholders' Equity | $798.82M | $633.22M | $635.30M | $672.43M | $807.08M | $300.25M | -$61.69M |
| Cash & Equivalents | $652.39M | $788.42M | $368.40M | — | — | — | — |
| Operating Cash Flow | -$147.72M | $186.33M | -$111.71M | -$657.86M | $168.35M | $15.70M | $31.58M |
| Capital Expenditures | $347.0K | $837.0K | $1.53M | $8.82M | $8.43M | $1.35M | $4.00M |
| Shares Outstanding | 107.49M | 89.45M | 83.77M | 82.77M | 94.77M | 17.51M | 14.34M |