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Oceanfirst Financial Corp vs NBT Bancorp Inc vs First Commonwealth Financial Corp vs Community Financial System, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Oceanfirst Financial Corp OCFC	NBT Bancorp Inc NBTBRevenue covers only part of its income (partial revenue)	First Commonwealth Financial Corp FCF	Community Financial System, Inc. CBU
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	$823.01M
Revenue growth (YoY)	n/a	n/a	n/a	+9.7%
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	25.6%
Net income	$70.98M	$169.24M	$152.30M	$210.46M
EPS (Diluted)	$1.17	$3.33	$1.47	$3.97
Operating cash flow	$87.21M	$235.22M	$187.54M	$301.86M
Free cash flow	$79.51M	$218.92M	$171.45M	$233.33M
Cash & equivalents	n/a	n/a	n/a	$301.75M
Total assets	$14.56B	$16.00B	$12.34B	$17.30B
Total liabilities	$12.90B	$14.10B	$10.79B	$15.30B
Shareholders' equity	$1.66B	$1.90B	$1.55B	$2.01B
Return on year-end equity	4.3%	8.9%	9.8%	10.5%
Shares outstanding	57.39M	n/a	102.84M	n/a

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Oceanfirst Financial Corp	NBT Bancorp Inc	First Commonwealth Financial Corp	Community Financial System, Inc.
Latest	n/a	n/a	n/a	$823.01M Ended 2025-12-31
1 year earlier	n/a	n/a	n/a	$750.49M Ended 2024-12-31
2 years earlier	n/a	n/a	n/a	$708.88M Ended 2023-12-31
3 years earlier	n/a	n/a	n/a	$683.94M Ended 2022-12-31
4 years earlier	n/a	n/a	n/a	n/a