COMMUNITY FINANCIAL SYSTEM, INC. (CBU)

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CIK 0000723188 · NYSE · National Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated DE
  • Fiscal year ends Dec 31

In fiscal 2025, COMMUNITY FINANCIAL SYSTEM, INC. reported revenue of $818.01M, up 9.6% from the prior year. The company was profitable, with a net margin of 25.7%. It held $17.30B in total assets against $15.30B in total liabilities.

Key ratios (FY2025)

25.7%
Net margin
10.5%
Return on equity
+9.6%
Revenue growth (YoY)
Metric (FY)2025202420232022202120202019201820172016
Revenue$818.01M$746.30M$652.12M$679.36M
Net Income$210.46M$182.48M$131.92M$188.08M$189.69M$164.68M$169.06M$168.64M$150.72M$103.81M
EPS (Diluted)$3.97$3.44$2.45$3.46$3.48$3.08$3.23$3.24$3.03$2.32
Total Assets$17.30B$16.39B$15.56B$15.84B$15.55B$13.93B$11.41B$10.61B$10.75B$8.67B
Total Liabilities$15.30B$14.62B$13.86B$14.28B$13.45B$11.83B$9.56B$8.89B$9.11B$7.47B
Shareholders' Equity$2.01B$1.76B$1.70B$1.55B$2.10B$2.10B$1.86B$1.71B$1.64B$1.20B
Cash & Equivalents$301.75M$197.00M$190.96M$209.90M$1.88B$1.65B$205.03M$211.83M$221.04M$173.86M
Operating Cash Flow$301.86M$242.28M$228.42M$214.60M$202.55M$179.48M$202.50M$221.41M$189.67M$135.77M
Capital Expenditures$68.53M$20.70M$18.59M$12.92M$13.38M$14.78M$5.69M$12.65M$10.82M$12.44M
Shares Outstanding52.82M52.88M53.73M54.21M54.40M53.32M52.25M51.75M49.47M44.48M
Dividends Per Share$1.86$1.82$1.78$1.74$1.70$1.66$1.58$1.44$1.32$1.26