NBT BANCORP INC (NBTB)

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CIK 0000790359 · Nasdaq · National Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated DE
  • Fiscal year ends Dec 31

In fiscal 2025, NBT BANCORP INC reported revenue of $182.95M, up 10.4% from the prior year. The company was profitable, with a net margin of 92.5%. It held $16.00B in total assets against $14.10B in total liabilities.

Key ratios (FY2025)

92.5%
Net margin
8.9%
Return on equity
+10.4%
Revenue growth (YoY)
Metric (FY)2025202420232022202120202019201820172016
Revenue$182.95M$165.71M$144.74M$150.66M$151.01M$140.92M$134.46M$126.01M$113.44M$111.16M
Net Income$169.24M$140.64M$118.78M$152.00M$154.88M$104.39M$121.02M$112.57M$82.15M$78.41M
EPS (Diluted)$3.33$2.97$2.65$3.52$3.54$2.37$2.74$2.56$1.87$1.80
Total Assets$16.00B$13.79B$13.31B$11.74B$12.01B$10.93B$9.72B$9.56B$9.14B$8.87B
Total Liabilities$14.10B$12.26B$11.88B$10.57B$10.76B$9.75B$8.60B$8.54B$8.18B$7.95B
Shareholders' Equity$1.90B$1.53B$1.43B$1.17B$1.25B$1.19B$1.12B$1.02B$958.18M$913.32M
Cash & Equivalents$672.68M$216.84M$180.96M$159.66M$149.18M
Operating Cash Flow$235.22M$188.57M$157.46M$183.22M$159.19M$145.27M$153.46M$147.77M$136.90M$110.56M
Capital Expenditures$16.30M$11.74M$9.25M$7.01M$7.74M$8.16M$6.65M$7.40M$6.69M$3.31M
Shares Outstanding50.88M47.43M44.77M43.18M43.72M43.99M44.12M44.02M43.9K43.6K
Dividends Per Share$1.42$1.32$1.24$1.16$1.10$1.08$1.05$0.99$0.92