Compare

LexinFintech Holdings Ltd. vs X Financial

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	LexinFintech Holdings Ltd. LX	X Financial XYF
Year ended	2025-12-31	2025-12-31
Revenue	13.15B CNY	7.64B CNY
Revenue growth (YoY)	-7.4%	+30.1%
Gross margin	34.0%	73.6% (computed)
Operating margin	n/a	21.3%
Net margin	12.8%	19.2%
Net income	1.68B CNY	1.46B CNY
EPS (Diluted)	4.72 CNY	5.87 CNY
Operating cash flow	3.61B CNY	1.47B CNY
Free cash flow	3.26B CNY	1.45B CNY
Cash & equivalents	2.16B CNY	987.63M CNY
Total assets	23.16B CNY	14.67B CNY
Total liabilities	11.21B CNY	6.83B CNY
Shareholders' equity	11.95B CNY	7.84B CNY
Return on year-end equity	14.0%	18.7%
Shares outstanding	n/a	234.52M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	LexinFintech Holdings Ltd.	X Financial
Latest	13.15B CNY Ended 2025-12-31	7.64B CNY Ended 2025-12-31
1 year earlier	14.20B CNY Ended 2024-12-31	5.87B CNY Ended 2024-12-31
2 years earlier	13.06B CNY Ended 2023-12-31	4.81B CNY Ended 2023-12-31
3 years earlier	9.87B CNY Ended 2022-12-31	3.56B CNY Ended 2022-12-31
4 years earlier	11.38B CNY Ended 2021-12-31	3.63B CNY Ended 2021-12-31