Compare
James River Group Holdings, Inc. vs Lemonade, Inc. vs Heritage Insurance Holdings, Inc. vs Bowhead Specialty Holdings Inc.
| Latest fiscal year | James River Group Holdings, Inc. JRVR | Lemonade, Inc. LMND | Heritage Insurance Holdings, Inc. HRTG | Bowhead Specialty Holdings Inc. BOW |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $687.61M | $737.90M | $847.33M | $551.59M |
| Revenue growth (YoY) | -2.8% | +40.2% | +3.7% | +29.6% |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | n/a | n/a | 31.5% | n/a |
| Net margin | 6.9% | -22.4% | 23.1% | 9.8% |
| Net income | $47.43M | -$165.50M | $195.59M | $53.79M |
| EPS (Diluted) | $0.79 | -$2.24 | $6.32 | $1.59 |
| Operating cash flow | -$18.79M | -$16.50M | $182.24M | $331.59M |
| Free cash flow | -$23.59M | -$25.90M | $174.16M | $326.02M |
| Cash & equivalents | $260.94M | $385.00M | $559.27M | $193.54M |
| Total assets | $4.86B | $1.93B | $2.20B | $2.37B |
| Total liabilities | $4.19B | $1.39B | $1.69B | $1.92B |
| Shareholders' equity | $538.15M | $533.60M | $505.25M | $448.27M |
| Return on year-end equity | 8.8% | -31.0% | 38.7% | 12.0% |
| Shares outstanding | 45.97M | 75.91M | 30.83M | 32.78M |
Revenue, most recent five fiscal years
| Fiscal year | James River Group Holdings, Inc. | Lemonade, Inc. | Heritage Insurance Holdings, Inc. | Bowhead Specialty Holdings Inc. |
|---|---|---|---|---|
| Latest | $687.61M Ended 2025-12-31 | $737.90M Ended 2025-12-31 | $847.33M Ended 2025-12-31 | $551.59M Ended 2025-12-31 |
| 1 year earlier | $707.63M Ended 2024-12-31 | $526.50M Ended 2024-12-31 | $816.99M Ended 2024-12-31 | $425.66M Ended 2024-12-31 |
| 2 years earlier | $812.01M Ended 2023-12-31 | $429.80M Ended 2023-12-31 | $735.50M Ended 2023-12-31 | $283.40M Ended 2023-12-31 |
| 3 years earlier | $661.51M Ended 2022-12-31 | $256.70M Ended 2022-12-31 | $662.46M Ended 2022-12-31 | $187.60M Ended 2022-12-31 |
| 4 years earlier | $609.03M Ended 2021-12-31 | $128.40M Ended 2021-12-31 | $631.56M Ended 2021-12-31 | n/a |