Compare
FinVolution Group vs LexinFintech Holdings Ltd. vs X Financial
| Latest fiscal year | FinVolution Group FINV | LexinFintech Holdings Ltd. LX | X Financial XYF |
|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | 13.57B CNY | 13.15B CNY | 7.64B CNY |
| Revenue growth (YoY) | +3.9% | -7.4% | +30.1% |
| Gross margin | n/a | 34.0% | 73.6% (computed) |
| Operating margin | n/a | n/a | 21.3% |
| Net margin | 18.7% | 12.8% | 19.2% |
| Net income | 2.54B CNY | 1.68B CNY | 1.46B CNY |
| EPS (Diluted) | 1.92 CNY | 4.72 CNY | 5.87 CNY |
| Operating cash flow | 1.87B CNY | 3.61B CNY | 1.47B CNY |
| Free cash flow | 1.78B CNY | 3.26B CNY | 1.45B CNY |
| Cash & equivalents | 4.29B CNY | 2.16B CNY | 987.63M CNY |
| Total assets | 25.41B CNY | 23.16B CNY | 14.67B CNY |
| Total liabilities | 8.57B CNY | 11.21B CNY | 6.83B CNY |
| Shareholders' equity | 16.84B CNY | 11.95B CNY | 7.84B CNY |
| Return on year-end equity | 15.1% | 14.0% | 18.7% |
| Shares outstanding | n/a | n/a | 234.52M |
Revenue, most recent five fiscal years
| Fiscal year | FinVolution Group | LexinFintech Holdings Ltd. | X Financial |
|---|---|---|---|
| Latest | 13.57B CNY Ended 2025-12-31 | 13.15B CNY Ended 2025-12-31 | 7.64B CNY Ended 2025-12-31 |
| 1 year earlier | 13.07B CNY Ended 2024-12-31 | 14.20B CNY Ended 2024-12-31 | 5.87B CNY Ended 2024-12-31 |
| 2 years earlier | 12.55B CNY Ended 2023-12-31 | 13.06B CNY Ended 2023-12-31 | 4.81B CNY Ended 2023-12-31 |
| 3 years earlier | 11.13B CNY Ended 2022-12-31 | 9.87B CNY Ended 2022-12-31 | 3.56B CNY Ended 2022-12-31 |
| 4 years earlier | 9.47B CNY Ended 2021-12-31 | 11.38B CNY Ended 2021-12-31 | 3.63B CNY Ended 2021-12-31 |