Compare
Chime Financial, Inc. vs SoFi Technologies, Inc. vs Pagaya Technologies Ltd. vs MARA Holdings, Inc.
| Latest fiscal year | Chime Financial, Inc. CHYM | SoFi Technologies, Inc. SOFI | Pagaya Technologies Ltd. PGY | MARA Holdings, Inc. MARA |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $2.19B | $3.61B | $1.30B | $907.09M |
| Revenue growth (YoY) | +30.7% | +35.1% | +26.1% | +38.2% |
| Gross margin | 88.0% | 83.1% (computed) | 42.4% (computed) | n/a |
| Operating margin | -47.6% | n/a | 20.3% | -135.0% |
| Net margin | -46.2% | 13.3% | 6.3% | -144.6% |
| Net income | -$1.01B | $481.32M | $81.39M | -$1.31B |
| EPS (Diluted) | -$4.27 | $0.39 | $0.93 | -$3.69 |
| Operating cash flow | $52.78M | -$3.74B | $238.62M | -$802.73M |
| Free cash flow | $32.89M | -$3.98B | $224.72M | -$1.21B |
| Cash & equivalents | $466.25M | $4.93B | $235.33M | $547.13M |
| Total assets | $1.96B | $50.66B | $1.55B | $7.29B |
| Total liabilities | $562.90M | $40.17B | $960.46M | n/a |
| Shareholders' equity | $1.40B | $10.49B | $555.35M | $3.47B |
| Return on year-end equity | -72.1% | 4.6% | 14.7% | -37.8% |
| Shares outstanding | n/a | 1.27B | n/a | 379.46M |
Revenue, most recent five fiscal years
| Fiscal year | Chime Financial, Inc. | SoFi Technologies, Inc. | Pagaya Technologies Ltd. | MARA Holdings, Inc. |
|---|---|---|---|---|
| Latest | $2.19B Ended 2025-12-31 | $3.61B Ended 2025-12-31 | $1.30B Ended 2025-12-31 | $907.09M Ended 2025-12-31 |
| 1 year earlier | $1.67B Ended 2024-12-31 | $2.67B Ended 2024-12-31 | $1.03B Ended 2024-12-31 | $656.38M Ended 2024-12-31 |
| 2 years earlier | $1.28B Ended 2023-12-31 | $2.12B Ended 2023-12-31 | $812.05M Ended 2023-12-31 | $387.51M Ended 2023-12-31 |
| 3 years earlier | n/a | $1.57B Ended 2022-12-31 | $748.93M Ended 2022-12-31 | $117.75M Ended 2022-12-31 |
| 4 years earlier | n/a | $984.87M Ended 2021-12-31 | $474.59M Ended 2021-12-31 | $159.16M Ended 2021-12-31 |