TickerFacts.

Company research / ORRF

Orrstown Financial Services Inc (ORRF)

Build a valuation ↗↓ Download CSV

SEC name ORRSTOWN FINANCIAL SERVICES INC · CIK 0000826154 · Nasdaq · State Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated PA
  • Fiscal year ends Dec 31

Partial revenue. In this company's filings, net income for the year ended 2025-12-31 is more than half of reported revenue, which for a bank means revenue covers only fee income. The revenue it tags covers only part of its income (banks and REITs often tag only fee income this way, leaving out interest or rent), so it is not the company's whole top line. Margins on it are not computed, and it is left out of revenue rankings.

Key ratios (year ended 2025-12-31)

13.7%
Return on year-end equity

Beyond the statements

Follow the company.

Explore new filings, reported insider transactions and company relationships.

Open company research ↗

Latest selected filing: Form 4 (ownership change) · 2026-08-07

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenuen/a$37.14M$27.31M$19.48M$19.46M$18.93M$16.48M$17.95M$15.01Mn/an/a
Depreciation & Amortization$14.40M$15.27M$9.69M$4.34M$4.62M$5.30M$6.57M$5.55M$3.64M$3.27M$2.95M
Net Income$86.32M$80.86M$22.05M$35.66M$22.04M$32.88M$26.46M$16.92M$12.80M$8.09M$6.63M
EPS (Diluted)n/a$4.18$1.48$3.42$2.06$2.96$2.40$1.61$1.50$0.98$0.81
Total Assets$5.61B$5.54B$5.44B$3.06B$2.92B$2.83B$2.75B$2.38B$1.93B$1.56B$1.41B
Total Liabilities$4.99B$4.95B$4.92B$2.80B$2.69B$2.56B$2.50B$2.16B$1.76B$1.41B$1.28B
Long-Term Debtn/an/an/a$40.00M$1.46M$1.90M$2.32M$63.07M$83.45M$83.81M$24.16M
Shareholders' Equity$621.65M$591.53M$516.68M$265.06M$228.90M$271.66M$246.25M$223.25M$173.43M$144.76M$134.86M
Operating Cash Flow$87.79M$74.73M$34.96M$43.70M$36.19M$40.81M$30.17M$9.09M$22.49M$16.35M$15.59M
Capital Expenditures$2.10M$4.24M$1.58M$2.29M$895.0K$1.25M$1.30M$2.91M$4.79M$2.65M$13.37M
Free Cash Flow$85.69M$70.50M$33.38M$41.41M$35.30M$39.56M$28.87M$6.18M$17.70M$13.70M$2.22M
Share Repurchases$627.0K$263.0K$0$2.58M$14.17M$1.87M$1.17M$0$0$0$631.0K
Dividends Paid$22.28M$20.64M$13.18M$8.48M$8.26M$8.28M$7.61M$6.15M$4.38M$3.49M$2.90M
Shares Outstanding19.67M19.51M19.39M10.61M10.67M11.18M11.20M11.20M9.43M8.35M8.29M
Dividends Per Sharen/a$1.06$0.86$0.80$0.76$0.74$0.68$0.60$0.51$0.42$0.35
Weighted Average Diluted Sharesn/a19.36M14.91M10.44M10.71M11.11M11.03M10.51M8.54M8.23M8.14M
EPS (Basic)n/a$4.21$1.49$3.45$2.09$3.00$2.42$1.63$1.53$1.00$0.82

Price chart

Chart and quotes by TradingView. Exchange coverage and delays vary.

Open chart on TradingView