Compare
XChange TEC.INC vs Zhibao Technology Inc. vs Huize Holding Ltd vs Cheche Group Inc.
| Latest fiscal year | XChange TEC.INC XHG | Zhibao Technology Inc. ZBAO | Huize Holding Ltd HUIZ | Cheche Group Inc. CCG |
|---|---|---|---|---|
| Year ended | 2025-09-30 | 2025-06-30 | 2025-12-31 | 2025-12-31 |
| Revenue | 365.27M CNY | 276.94M CNY | 1.58B CNY | 3.01B CNY |
| Revenue growth (YoY) | +26.7% | +50.8% | +26.7% | -13.3% |
| Gross margin | 2.2% | 41.0% | n/a | 5.3% |
| Operating margin | -197.2% | -19.3% | 0.4% | -0.7% |
| Net margin | -204.9% | -22.4% | 0.3% | -0.6% |
| Net income | -748.41M CNY | -62.02M CNY | 4.04M CNY | -17.79M CNY |
| EPS (Diluted) | 0.00 CNY | -1.94 CNY | 0.00 CNY | -0.22 CNY |
| Operating cash flow | -11.70M CNY | -20.68M CNY | 17.88M CNY | -40.55M CNY |
| Free cash flow | n/a | n/a | 9.63M CNY | -40.62M CNY |
| Cash & equivalents | 10.88M CNY | 10.28M CNY | 250.83M CNY | 144.51M CNY |
| Total assets | 69.38M CNY | 170.76M CNY | 938.17M CNY | 1.47B CNY |
| Total liabilities | 949.52M CNY | 146.07M CNY | 506.32M CNY | 1.12B CNY |
| Shareholders' equity | -880.14M CNY | 24.69M CNY | 431.85M CNY | 355.17M CNY |
| Return on year-end equity | n/a | -251.2% | 0.9% | -5.0% |
| Shares outstanding | n/a | n/a | n/a | 80.32M |
Revenue, most recent five fiscal years
| Fiscal year | XChange TEC.INC | Zhibao Technology Inc. | Huize Holding Ltd | Cheche Group Inc. |
|---|---|---|---|---|
| Latest | 365.27M CNY Ended 2025-09-30 | 276.94M CNY Ended 2025-06-30 | 1.58B CNY Ended 2025-12-31 | 3.01B CNY Ended 2025-12-31 |
| 1 year earlier | 288.37M CNY Ended 2024-09-30 | 183.67M CNY Ended 2024-06-30 | 1.25B CNY Ended 2024-12-31 | 3.47B CNY Ended 2024-12-31 |
| 2 years earlier | n/a | 142.10M CNY Ended 2023-06-30 | 1.20B CNY Ended 2023-12-31 | 3.30B CNY Ended 2023-12-31 |
| 3 years earlier | 652.33M CNY Ended 2022-09-30 | 108.22M CNY Ended 2022-06-30 | 1.16B CNY Ended 2022-12-31 | 2.68B CNY Ended 2022-12-31 |
| 4 years earlier | 1.04B CNY Ended 2021-09-30 | n/a | 2.25B CNY Ended 2021-12-31 | 1.74B CNY Ended 2021-12-31 |