Compare
Usio, Inc. vs Investar Holding Corp vs First Western Financial Inc vs MainStreet Bancshares, Inc.
| Latest fiscal year | Usio, Inc. USIO | Investar Holding Corp ISTR | First Western Financial Inc MYFW | MainStreet Bancshares, Inc. MNSB |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $85.39M | $93.63M | $96.91M | $135.62M |
| Revenue growth (YoY) | +3.0% | +7.1% | +7.6% | -1.6% |
| Gross margin | 23.1% | n/a | n/a | 54.3% |
| Operating margin | -2.8% | n/a | n/a | n/a |
| Net margin | -2.9% | 24.5% | 13.6% | 11.5% |
| Net income | -$2.51M | $22.90M | $13.19M | $15.61M |
| EPS (Diluted) | -$0.09 | $2.13 | $1.34 | $1.76 |
| Operating cash flow | $1.51M | $18.22M | -$1.80M | $14.81M |
| Free cash flow | $1.08M | n/a | -$5.77M | $10.64M |
| Cash & equivalents | $7.43M | n/a | n/a | n/a |
| Total assets | $134.89M | $2.83B | $3.15B | $2.21B |
| Total liabilities | $116.98M | $2.53B | $2.89B | $1.99B |
| Shareholders' equity | $17.91M | $301.07M | $265.56M | $218.59M |
| Return on year-end equity | -14.0% | 7.6% | 5.0% | 7.1% |
| Shares outstanding | 27.73M | 9.80M | 9.73M | 7.50M |
Revenue, most recent five fiscal years
| Fiscal year | Usio, Inc. | Investar Holding Corp | First Western Financial Inc | MainStreet Bancshares, Inc. |
|---|---|---|---|---|
| Latest | $85.39M Ended 2025-12-31 | $93.63M Ended 2025-12-31 | $96.91M Ended 2025-12-31 | $135.62M Ended 2025-12-31 |
| 1 year earlier | $82.93M Ended 2024-12-31 | $87.44M Ended 2024-12-31 | $90.07M Ended 2024-12-31 | $137.87M Ended 2024-12-31 |
| 2 years earlier | $84.07M Ended 2023-12-31 | $83.06M Ended 2023-12-31 | $82.70M Ended 2023-12-31 | $127.76M Ended 2023-12-31 |
| 3 years earlier | $69.43M Ended 2022-12-31 | $105.21M Ended 2022-12-31 | $107.93M Ended 2022-12-31 | $88.68M Ended 2022-12-31 |
| 4 years earlier | $61.94M Ended 2021-12-31 | $72.97M Ended 2021-12-31 | $95.41M Ended 2021-12-31 | n/a |