Usio, Inc. (USIO)

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CIK 0001088034 · Nasdaq · Functions Related To Depository Banking, NEC

  • Sector Finance & Real Estate
  • Incorporated NV
  • Fiscal year ends Dec 31

In fiscal 2025, Usio, Inc. reported revenue of $85.39M, up 3.0% from the prior year. The company ran a net loss, with a net margin of -2.9% and a gross margin of 23.1%. It held $134.89M in total assets against $116.98M in total liabilities.

Key ratios (FY2025)

23.1%
Gross margin
-2.8%
Operating margin
-2.9%
Net margin
-14.0%
Return on equity
+3.0%
Revenue growth (YoY)
Metric (FY)2025202420232022202120202019201820172016
Revenue$85.39M$82.93M$84.07M$69.43M$61.94M$32.25M$28.20M
Cost of Revenue$65.70M$63.32M$63.99M$54.84M$46.31M$24.88M$22.25M$19.45M
Gross Profit$19.69M$19.61M$20.07M$14.59M$15.63M$7.38M$5.95M$5.57M$3.77M
Operating Income-$2.36M-$1.47M-$447.4K-$5.21M-$155.4K-$3.76M-$5.06M-$3.77M-$2.84M-$1.36M
Net Income-$2.51M$3.31M-$475.1K-$5.48M-$321.6K-$2.91M-$5.12M-$3.78M-$3.01M-$1.20M
EPS (Diluted)$-0.09$0.12$-0.02$-0.27$-0.02$-0.19$-0.39$-0.31$-0.33$-0.15
Total Assets$134.89M$107.21M$106.93M$97.91M$133.68M$82.67M$61.56M$68.22M$67.44M$69.51M
Total Liabilities$116.98M$88.05M$91.87M$83.98M$115.01M$65.96M$53.99M$58.58M$54.31M
Shareholders' Equity$17.91M$19.16M$15.07M$13.93M$18.67M$16.70M$7.57M$9.63M$13.12M$9.01M
Cash & Equivalents$7.43M$8.06M$7.16M$5.71M$7.26M$5.01M$2.14M$2.16M$4.61M$4.12M
Operating Cash Flow$1.51M$2.90M$3.51M-$17.04M$29.78M$6.29M-$3.73M-$2.76M-$936.5K$848.4K
Capital Expenditures$435.0K$195.9K$835.0K$812.2K$1.27M$855.4K$647.4K$703.1K$372.3K$155.6K
Shares Outstanding27.73M26.61M26.33M25.10M25.47M24.97M17.10M16.04M16.20M11.80M