Company research / USIO

Usio, Inc. (USIO)

CIK 0001088034 · Nasdaq · Functions Related To Depository Banking, NEC

  • Sector Finance & Real Estate
  • Incorporated NV
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, Usio, Inc. reported revenue of $85.39M. Revenue grew 3.0% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $92.57M.

Key ratios (year ended 2025-12-31)

23.1%
Gross margin
-2.8%
Operating margin
-2.9%
Net margin
-14.0%
Return on year-end equity
3.0%
Revenue growth (YoY)

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Latest selected filing: Form 8-K (current report) · 2026-10-19

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Stock splits: 1-for-15, first reflected in a filing dated 2015-08-14. Figures are as filed: per-share figures and share counts last reported before a split are on the old share basis, so changes and growth rates across a split are not shown. Splits are read from the filings' own restatements, so a share conversion in a merger or reorganization shows up the same way.

Period endedTTM to
2026-06-30
2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$92.57M$85.39M$82.93M$84.07M$69.43M$61.94M$32.25M$28.20M$25.02M$14.57M$12.08M
Cost of Revenue$71.96M$65.70M$63.32M$63.99M$54.84M$46.31M$24.88M$22.25M$19.45Mn/an/a
Gross Profit$20.61M$19.69M$19.61M$20.07M$14.59M$15.63M$7.38M$5.95M$5.57M$3.77Mn/a
Operating Income-$1.12M-$2.36M-$1.47M-$447.4K-$5.21M-$155.4K-$3.76M-$5.06M-$3.77M-$2.84M-$1.36M
Depreciation & Amortization$1.50M$1.95M$2.26M$2.08M$2.74M$2.64M$1.52M$2.02M$1.88M$1.26M$901.6K
EBITDA$377.2K-$413.4K$793.0K$1.63M-$2.48M$2.49M-$2.24M-$3.04M-$1.90M-$1.58M-$459.0K
Net Income-$1.51M-$2.51M$3.31M-$475.1K-$5.48M-$321.6K-$2.91M-$5.12M-$3.78M-$3.01M-$1.20M
EPS (Diluted)n/a-$0.09$0.12-$0.02-$0.27-$0.02-$0.19-$0.39-$0.31-$0.33-$0.15
Total Assets$123.79M$134.89M$107.21M$106.93M$97.91M$133.68M$82.67M$61.56M$68.22M$67.44M$69.51M
Total Liabilities$104.99M$116.98M$88.05M$91.87M$83.98M$115.01M$65.96M$53.99M$58.58M$54.31Mn/a
Long-Term Debt$1.25M$1.36M$719.4Kn/an/an/an/an/an/an/an/a
Shareholders' Equity$18.79M$17.91M$19.16M$15.07M$13.93M$18.67M$16.70M$7.57M$9.63M$13.12M$9.01M
Cash & Equivalents$6.39M$7.43M$8.06M$7.16M$5.71M$7.26M$5.01M$2.14M$2.16M$4.80M$4.12M
Operating Cash Flow$656.0K$1.51M$2.90M$3.51M-$17.04M$29.78M$6.29M-$3.73M-$2.76M-$936.5K$848.4K
Capital Expenditures$893.2K$435.0K$195.9K$835.0K$812.2K$1.27M$855.4K$647.4K$703.1K$372.3K$155.6K
Free Cash Flow-$237.2K$1.08M$2.70M$2.67M-$17.85M$28.51M$5.44M-$4.38M-$3.46M-$1.31M$692.9K
Share Repurchases$729.2K$1.07M$1.41M$457.0K$1.34M$238.7K$280.3K$71.9K$982.5K$112.9K$431.8K
Shares Outstanding28.51M27.73M26.61M26.33M25.10M25.47M24.97M17.10M16.04M16.20M11.80M
Weighted Average Diluted Sharesn/a26.93M26.85M26.49M20.38M20.03M15.43M12.96M12.13M9.00M7.84M
EPS (Basic)n/a-$0.09$0.12-$0.02-$0.27-$0.02-$0.19-$0.39-$0.31-$0.33-$0.15

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