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United Bancorp Inc vs Juniata Valley Financial Corp vs Peoples Financial Corp vs Bank of the James Financial Group Inc

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	United Bancorp Inc UBCP	Juniata Valley Financial Corp JUVF	Peoples Financial Corp PFBX	Bank of the James Financial Group Inc BOTJRevenue covers only part of its income (partial revenue)
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$7.75M	$7.98M	$3.91M	$9.02M
EPS (Diluted)	$1.34	$1.59	$0.85	$1.99
Operating cash flow	$10.46M	$10.10M	$4.50M	$11.66M
Free cash flow	-$1.32M	n/a	$4.20M	$10.49M
Cash & equivalents	$46.53M	n/a	n/a	n/a
Total assets	$857.45M	$895.26M	$727.12M	$1.04B
Total liabilities	$786.93M	$837.89M	$626.45M	$958.98M
Shareholders' equity	$70.52M	$57.37M	$100.67M	$80.05M
Return on year-end equity	11.0%	13.9%	3.9%	11.3%
Shares outstanding	5.76M	5.02M	4.62M	4.54M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	United Bancorp Inc	Juniata Valley Financial Corp	Peoples Financial Corp	Bank of the James Financial Group Inc
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a