BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
↓ Download CSV- Sector Finance & Real Estate
- Incorporated VA
- Fiscal year ends Dec 31
In fiscal 2025, BANK OF THE JAMES FINANCIAL GROUP INC reported revenue of $4.27M, up 6.7% from the prior year. The company was profitable, with a net margin of 211.1%. It held $1.04B in total assets against $958.98M in total liabilities.
Key ratios (FY2025)
211.1%
Net margin
11.3%
Return on equity
+6.7%
Revenue growth (YoY)
| Metric (FY) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.27M | $4.00M | $3.90M | $3.59M | $2.50M | $2.03M | $1.78M | $1.87M | $1.76M | — |
| Net Income | $9.02M | $7.94M | $8.70M | $8.96M | $7.59M | $4.98M | $5.61M | $5.30M | $2.92M | $3.29M |
| EPS (Diluted) | $1.99 | $1.75 | $1.91 | $1.91 | $1.60 | $1.04 | $1.28 | $1.21 | $0.67 | $0.75 |
| Total Assets | $1.04B | $979.24M | $969.37M | $928.57M | $987.63M | $851.39M | $725.39M | $674.90M | $626.34M | $574.20M |
| Total Liabilities | $958.98M | $914.38M | $909.33M | $878.35M | $918.21M | $784.65M | $663.95M | $619.75M | $574.68M | $524.77M |
| Shareholders' Equity | $80.05M | $64.86M | $60.04M | $50.23M | $69.43M | $66.73M | $61.45M | $55.14M | $51.66M | $49.42M |
| Cash & Equivalents | — | — | — | — | — | — | — | $50.33M | $37.02M | $28.68M |
| Operating Cash Flow | $11.66M | $8.51M | $9.49M | $9.31M | $16.35M | $5.20M | $5.59M | $8.57M | $6.72M | $2.79M |
| Capital Expenditures | $1.17M | $2.55M | $1.57M | $1.19M | $2.91M | $1.75M | $4.40M | $2.30M | $1.92M | $1.71M |
| Shares Outstanding | 4.54M | 4.54M | 4.54M | 4.63M | 4.74M | 4.34M | 4.36M | 4.38M | 4.38M | 4.38M |
| Dividends Per Share | $0.40 | $0.40 | $0.32 | $0.29 | $0.28 | $0.28 | $0.28 | $0.24 | $0.24 | $0.24 |