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Peoples Financial Services Corp. vs Alerus Financial Corp vs Carter Bankshares, Inc. vs Smartfinancial Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Peoples Financial Services Corp. PFIS	Alerus Financial Corp ALRS	Carter Bankshares, Inc. CARERevenue covers only part of its income (partial revenue)	Smartfinancial Inc. SMBK
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$59.19M	$17.44M	$31.36M	$50.35M
EPS (Diluted)	$5.88	$0.68	$1.38	$2.98
Operating cash flow	$54.27M	$67.53M	$39.86M	$61.72M
Free cash flow	$43.34M	$58.83M	$31.81M	$59.34M
Cash & equivalents	n/a	$67.19M	n/a	$464.42M
Total assets	$5.27B	$5.23B	$4.85B	$5.86B
Total liabilities	$4.75B	$4.67B	$4.43B	$5.31B
Shareholders' equity	$519.85M	$564.93M	$419.70M	$552.38M
Return on year-end equity	11.4%	3.1%	7.5%	9.1%
Shares outstanding	9.99M	25.41M	22.08M	17.03M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Peoples Financial Services Corp.	Alerus Financial Corp	Carter Bankshares, Inc.	Smartfinancial Inc.
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a