Compare
OneMain Holdings, Inc. vs Bread Financial Holdings, Inc. vs Affirm Holdings, Inc. vs Nelnet Inc
| Latest fiscal year | OneMain Holdings, Inc. OMF | Bread Financial Holdings, Inc. BFH | Affirm Holdings, Inc. AFRM | Nelnet Inc NNIRevenue covers only part of its income (partial revenue) |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2026-06-30 | 2025-12-31 |
| Revenue | n/a | $3.85B | $4.26B | n/a |
| Revenue growth (YoY) | n/a | +0.2% | +32.2% | n/a |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | n/a | n/a | 9.8% | n/a |
| Net margin | n/a | 13.5% | 45.3% | n/a |
| Net income | $783.00M | $518.00M | $1.93B | $428.47M |
| EPS (Diluted) | $6.56 | $10.89 | $5.53 | $11.79 |
| Operating cash flow | $3.13B | $2.09B | $1.23B | $422.99M |
| Free cash flow | n/a | n/a | $992.63M | $396.75M |
| Cash & equivalents | $914.00M | $3.60B | $1.63B | $295.98M |
| Total assets | $27.39B | $22.66B | $15.79B | $14.06B |
| Total liabilities | $23.99B | $19.34B | $10.31B | $10.49B |
| Shareholders' equity | $3.40B | $3.33B | $5.48B | $3.58B |
| Return on year-end equity | 23.0% | 15.6% | 35.2% | 12.0% |
| Shares outstanding | 117.20M | 44.10M | n/a | n/a |
Revenue, most recent five fiscal years
| Fiscal year | OneMain Holdings, Inc. | Bread Financial Holdings, Inc. | Affirm Holdings, Inc. | Nelnet Inc |
|---|---|---|---|---|
| Latest | n/a | $3.85B Ended 2025-12-31 | $4.26B Ended 2026-06-30 | n/a |
| 1 year earlier | n/a | $3.84B Ended 2024-12-31 | $3.22B Ended 2025-06-30 | n/a |
| 2 years earlier | n/a | $4.29B Ended 2023-12-31 | $2.32B Ended 2024-06-30 | n/a |
| 3 years earlier | n/a | $3.83B Ended 2022-12-31 | $1.59B Ended 2023-06-30 | n/a |
| 4 years earlier | n/a | $3.27B Ended 2021-12-31 | $1.35B Ended 2022-06-30 | n/a |