Compare
NI Holdings, Inc. vs American Integrity Insurance Group, Inc. vs American Coastal Insurance Corp vs Kingstone Companies, Inc.
| Latest fiscal year | NI Holdings, Inc. NODK | American Integrity Insurance Group, Inc. AII | American Coastal Insurance Corp ACIC | Kingstone Companies, Inc. KINS |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $285.05M | $276.49M | $335.44M | $214.87M |
| Revenue growth (YoY) | -12.3% | +35.3% | +13.1% | +38.5% |
| Gross margin | 24.5% | n/a | n/a | n/a |
| Operating margin | n/a | n/a | 41.8% | n/a |
| Net margin | -3.7% | 36.0% | 31.8% | 19.0% |
| Net income | -$10.41M | $99.62M | $106.84M | $40.77M |
| EPS (Diluted) | -$0.50 | $5.65 | $2.15 | $2.88 |
| Operating cash flow | -$15.27M | $138.19M | $71.03M | $75.86M |
| Free cash flow | -$15.49M | $133.18M | $70.87M | $73.05M |
| Cash & equivalents | $51.72M | $203.90M | $198.76M | n/a |
| Total assets | $506.00M | $1.23B | $1.07B | $453.43M |
| Total liabilities | $265.67M | $888.05M | $755.17M | $330.69M |
| Shareholders' equity | $240.34M | $337.02M | $317.56M | $122.73M |
| Return on year-end equity | -4.3% | 29.6% | 33.6% | 33.2% |
| Shares outstanding | 20.55M | 19.58M | 48.76M | 14.40M |
Revenue, most recent five fiscal years
| Fiscal year | NI Holdings, Inc. | American Integrity Insurance Group, Inc. | American Coastal Insurance Corp | Kingstone Companies, Inc. |
|---|---|---|---|---|
| Latest | $285.05M Ended 2025-12-31 | $276.49M Ended 2025-12-31 | $335.44M Ended 2025-12-31 | $214.87M Ended 2025-12-31 |
| 1 year earlier | $325.20M Ended 2024-12-31 | $204.35M Ended 2024-12-31 | $296.66M Ended 2024-12-31 | $155.14M Ended 2024-12-31 |
| 2 years earlier | $304.02M Ended 2023-12-31 | n/a | $264.40M Ended 2023-12-31 | $144.19M Ended 2023-12-31 |
| 3 years earlier | $267.78M Ended 2022-12-31 | n/a | $221.67M Ended 2022-12-31 | $130.16M Ended 2022-12-31 |
| 4 years earlier | $323.97M Ended 2021-12-31 | n/a | $228.69M Ended 2021-12-31 | $161.23M Ended 2021-12-31 |