Compare
LexinFintech Holdings Ltd. vs Qfin Holdings, Inc. vs Jiayin Group Inc. vs CNFinance Holdings Ltd.
| Latest fiscal year | LexinFintech Holdings Ltd. LX | Qfin Holdings, Inc. QFIN | Jiayin Group Inc. JFIN | CNFinance Holdings Ltd. CNF |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | 13.15B CNY | 19.21B CNY | 6.22B CNY | n/a |
| Revenue growth (YoY) | -7.4% | +11.9% | +7.3% | n/a |
| Gross margin | 34.0% | 84.4% (computed) | n/a | n/a |
| Operating margin | n/a | 34.8% | 28.9% | n/a |
| Net margin | 12.8% | 31.1% | 24.7% | n/a |
| Net income | 1.68B CNY | 5.98B CNY | 1.54B CNY | -470.39M CNY |
| EPS (Diluted) | 4.72 CNY | 22.01 CNY | 7.35 CNY | n/a |
| Operating cash flow | 3.61B CNY | 11.08B CNY | 1.26B CNY | 84.45M CNY |
| Free cash flow | 3.26B CNY | 10.84B CNY | 622.27M CNY | 80.88M CNY |
| Cash & equivalents | 2.16B CNY | 4.70B CNY | 61.84M CNY | 338.19M CNY |
| Total assets | 23.16B CNY | 56.95B CNY | 8.76B CNY | 10.25B CNY |
| Total liabilities | 11.21B CNY | 32.79B CNY | 4.32B CNY | 6.67B CNY |
| Shareholders' equity | 11.95B CNY | 24.11B CNY | 4.43B CNY | 3.58B CNY |
| Return on year-end equity | 14.0% | 24.8% | 34.7% | -13.1% |
| Shares outstanding | n/a | 243.82M | n/a | n/a |
Revenue, most recent five fiscal years
| Fiscal year | LexinFintech Holdings Ltd. | Qfin Holdings, Inc. | Jiayin Group Inc. | CNFinance Holdings Ltd. |
|---|---|---|---|---|
| Latest | 13.15B CNY Ended 2025-12-31 | 19.21B CNY Ended 2025-12-31 | 6.22B CNY Ended 2025-12-31 | n/a |
| 1 year earlier | 14.20B CNY Ended 2024-12-31 | 17.17B CNY Ended 2024-12-31 | 5.80B CNY Ended 2024-12-31 | n/a |
| 2 years earlier | 13.06B CNY Ended 2023-12-31 | 16.29B CNY Ended 2023-12-31 | 5.47B CNY Ended 2023-12-31 | n/a |
| 3 years earlier | 9.87B CNY Ended 2022-12-31 | 16.55B CNY Ended 2022-12-31 | 3.27B CNY Ended 2022-12-31 | n/a |
| 4 years earlier | 11.38B CNY Ended 2021-12-31 | 16.64B CNY Ended 2021-12-31 | 1.78B CNY Ended 2021-12-31 | n/a |