Compare

HBT Financial, Inc. vs Farmers National Banc Corp vs MetroCity Bankshares, Inc. vs Bridgewater Bancshares Inc

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	HBT Financial, Inc. HBT	Farmers National Banc Corp FMNB	MetroCity Bankshares, Inc. MCBS	Bridgewater Bancshares Inc BWB
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	$279.92M	n/a	n/a
Revenue growth (YoY)	n/a	+3.9%	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	19.5%	n/a	n/a
Net income	$77.01M	$54.59M	$68.53M	$46.09M
EPS (Diluted)	$2.44	$1.45	$2.64	$1.49
Operating cash flow	$85.07M	$60.04M	$37.70M	$27.81M
Free cash flow	n/a	$52.18M	$37.03M	$21.96M
Cash & equivalents	$122.27M	n/a	$383.68M	$123.51M
Total assets	$5.07B	$5.25B	$4.77B	$5.41B
Total liabilities	$4.46B	$4.76B	$4.22B	$4.89B
Shareholders' equity	$615.50M	$485.73M	$544.18M	$517.10M
Return on year-end equity	12.5%	11.2%	12.6%	8.9%
Shares outstanding	31.43M	37.65M	28.82M	27.76M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	HBT Financial, Inc.	Farmers National Banc Corp	MetroCity Bankshares, Inc.	Bridgewater Bancshares Inc
Latest	n/a	$279.92M Ended 2025-12-31	n/a	n/a
1 year earlier	n/a	$269.45M Ended 2024-12-31	n/a	n/a
2 years earlier	n/a	$255.20M Ended 2023-12-31	n/a	n/a
3 years earlier	n/a	$186.29M Ended 2022-12-31	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a